Merced County property record for 44 Lute Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,690 sqft · built 2006 |
| Lot Size | 0.106 acres (4,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (May 2023) |
| Tax Bill | $5,281 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 061-553-008-000 |
| Primary APN | 061-553-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,131 sqft |
| 1st Floor Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,610 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-553-008 |
|---|---|
| Street Address | 44 LUTE CT |
| City | MERCED |
| State | CA |
| Zip | 95341-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RENAISSANCE SUBDIVISION PHASE 1 LOT 89 |
| Legal Subdivision | RENAISSANCE SUB |
| Legal Lot Number | 89 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2601 |
Source: Merced County assessment roll, APN 061-553-008-000, as of July 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1128, MERCED, CA 95341-1128 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2023 | Grant Deed, Transfer · Conventional Mortgage TRI COUNTIES BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 09, 2023 · Amount on Record |
| Deed Sale | May 09, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2007 · Amount on Record |
| Deed Document Number | 202310215 |
| Prior Transfer Date | May 02, 2023 |
| Prior Transfer Doc | 0000010215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 09, 2023 |
| Property Address | 44 LUTE CT, MERCED, CA 95341-8020 |
| Document Number | 0000010215 |
| Map Reference | VOL 65 PG 4-6 |
| Instrument Date | May 03, 2023 |
| Instrument | 2023010215 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2023 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1128, MERCED, CA 95341-1128 |
| Document Number | 0000010216 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 2023010216 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Number | 0000010217 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 2023010217 |
| Name | TRI COUNTIES BANK |
|---|---|
| Type | Bank |
| Address | CHICO, CA 95973 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Jul 04, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 44 LUTE CT, MERCED, CA 95341-8020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 44 LUTE CT, MERCED, CA 95341-8020 |
| Document Number | 0000039055 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020039055 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Merced County assessment roll as of July 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,281.00 (+40.49%) | $395,352 (+45.66%) Land $88,434 Building $306,918 |
| 2023 | $3,759.00 (+1.51%) | $271,429 Land $88,369 Building $183,060 |
| 2022 | $3,703.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470026011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · other causes |
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 254 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MERCED serves 96,073 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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