Hudson County and Secaucus Town property record for 44 Luhman Ter, Secaucus, NJ 07094
| Property Type | Single Family Home |
|---|---|
| Details | 1,574 sqft · built 1968 |
| Lot Size | 0.114 acres (4,948 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Dec 2021) |
| Tax Bill | $8,126 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Sale & Mortgage |
| APN | 09-00222-0000-00011 |
| Primary APN | 09-00222-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,574 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 4,948 sqft (0.114 acres) |
| Lot Dimensions | 97 ft deep x 51 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00004321 |
|---|---|
| Street Address | 44 LUHMAN TER |
| City | SECAUCUS |
| State | NJ |
| Zip | 07094-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RZASECA |
| Legal Subdivision | PROPOSED SUBDIVISION |
| Legal Block | 222 |
| Legal Lot Number | 11 |
| Jurisdiction | HUDSON NJ |
| Township / Civil Division | SECAUCUS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 19800 |
44 Luhman Ter is owned and occupied by two individuals who bought it in December 2021.
Source: Hudson County and Secaucus Town records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 LUHMAN TER, SECAUCUS, NJ 07094-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE LLC |
| Oct 4, 2018 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on File |
| Deed Sale | Dec 13, 2021 · Amount on File |
| Prior Sale | Oct 4, 2018 · Amount on File |
| Deed Document Number | 202110130300 |
| Deed Book / Page | 9622 / 845 |
| Prior Transfer Date | May 6, 2002 |
| Prior Transfer Doc | 0060630085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON NJ |
| Property Address | 44 LUHMAN TER, SECAUCUS, NJ 07094-4206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210420060071630 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 19880/30 |
| Instrument | 20210420060071630 |
| Name | BOND STREET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PARAMUS, NJ 07652 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUDSON NJ |
| Recording Date | Oct 4, 2018 |
| Property Address | 44 LUHMAN TER, SECAUCUS, NJ 07094-4206 |
| Document Number | 0010110320 |
| Book / Page | 009346 / 000008 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 10110320 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 LUHMAN TER SECAUCUS NJ 070944206, SECAUCUS, NJ 07094-4206 |
| Document Number | 60123800 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 019259/000312 |
| Instrument | 60123800 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
The 2025 property tax bill for 44 Luhman Ter was $8,126, up 4.3% from the year before.
Source: Hudson County and Secaucus Town assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hudson County |
| Municipality | Secaucus Town |
| Unified School District | Secaucus Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,400 (-) Land $88,000 Building $102,400 | $190,400 (-) Land $88,000 Building $102,400 | |
| 2025 | $8,126.00 (+4.3%) | $190,400 Land $88,000 Building $102,400 | $190,400 Land $88,000 Building $102,400 |
| 2024 | $7,791.00 | ||
| 2023 | $190,400 Land $88,000 Building $102,400 | $190,400 Land $88,000 Building $102,400 | |
| 2022 | $7,164.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 44 Luhman Ter; there have been 292 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 155 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 444 units insured incl. 289 condo units |
| Nearby Flood Claims | 292 (1979–2026) |
| Claims Outside the SFHA | 28 of 292 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Luhman Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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