44 London Ln, Clyde, NC 28721 Property Records

Haywood County property record for 44 London Ln, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1960
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Apr 2023)
Tax Bill	$974 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8647-53-4303`

Property Details

APN / Parcel Number

Primary APN	`8647-53-4303`
Alternative APNs	`256987` `278303`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Heated Area
Gross Area	1,628 sqft
1st Floor Area	968 sqft
Basement Area	968 sqft
Finished Basement	968 sqft
Unfinished Basement	968 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	278303
Street Address	44 LONDON LN
City	CLYDE
State	NC
Zip	28721-7045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 LONDON LN
Jurisdiction	HAYWOOD NC
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1001
Census Tract	920502

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 DILWORTH CIR, 304, ASHEVILLE, NC 28806-0142
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	20233535
Deed Book / Page	1085 / 1079
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 28, 2023
Property Address	44 LONDON LN, CLYDE, NC 28721-7045
Document Number	0010851079
Book / Page	1085 / 1079
Map Reference	CAB D SL 97
Instrument Date	Apr 28, 2023
Instrument	2023003535
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$482.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 LONDON LN, CLYDE, NC 28721-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 DILWORTH CIR APT 304, 304, ASHEVILLE, NC 28806-0142

Mortgage

Document Number	2023003536
Date	Apr 28, 2023
Instrument	2023003536

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	44 LONDON LN, CLYDE, NC 28721-7045
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010510475
Date	Dec 17, 2021
Book Page	1051/475
Instrument	2021015650

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,500 (-) Land $23,900 Building $101,600
2025	$974.00	$125,500 (+1.78%) Land $23,900 Building $101,600	$125,500 (+1.78%) Land $23,900 Building $101,600
2023		$123,300 Land $23,900 Building $99,400	$123,300 (-) Land $23,900 Building $99,400
2021			$123,300 Land $23,900 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLYDE serves 3,228 people · EPA ID NC0144025
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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