Middlesex County and Woburn City property record for 44 Locust St, Woburn, MA 01801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1957 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Aug 2016) |
| Tax Bill | $4,882 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 246879153828 0 |
| Primary APN | 246879153828 0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| Gross Area | 2,195 sqft |
| 1st Floor Area | 1,073 sqft |
| Basement Area | 108 sqft |
| Unfinished Basement | 108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 246879153828 0 |
|---|---|
| Street Address | 44 LOCUST ST |
| City | WOBURN |
| State | MA |
| Zip | 01801-3844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | WOBURN MA |
| Township / Civil Division | WOBURN |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 333200 |
44 Locust St is owned and occupied by an individual who bought it in August 2016.
Source: Middlesex County and Woburn City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 LOCUST ST, WOBURN, MA 01801-3844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Nov 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Prior Sale | May 17, 1996 · Amount on File |
| Deed Book / Page | 67932 / 373 |
| Transfer Doc | 067932-373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 44 LOCUST ST, WOBURN, MA 01801-3844 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084828-190 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 84828/190 |
| Instrument | 134241 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOBURN MA |
| Property Address | 44 LOCUST ST, WOBURN, MA 01801-3844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76062-441 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 76062/441 |
| Instrument | 203343 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2045 |
The 2025 property tax bill for 44 Locust St was $4,882, up 8.9% from the year before.
Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Woburn City |
| Unified School District | Woburn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,882.00 (+8.95%) | $571,700 (+2.82%) Land $328,900 Building $242,800 | $544,920 (+1.65%) |
| 2024 | $4,481.00 (-0.75%) | $556,000 (+7.13%) Land $313,200 Building $242,800 | $536,085 |
| 2023 | $4,515.00 | $519,000 Land $284,800 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Locust St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 44 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOBURN WATER DEPT. serves 40,876 people · EPA ID MA3347000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
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