Marion County property record for 44 Locust Cir, Ocala, FL 34472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 2006 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,000 (Feb 2021) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9034-1052-16 |
| Primary APN | 9034-1052-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,414 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modern |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 150 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 96 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 44 LOCUST CIR |
|---|---|
| City | OCALA |
| State | FL |
| Zip | 34472-2576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 30 TWP 16 RGE 24 PLAT BOOK J PAGE 286 SILVER SPRINGS SHORES UNIT 34 BLK 1052 LOT 16 |
| Legal Range | 24E |
| Legal Township | 16S |
| Legal Section | 30 |
| Legal Subdivision | SILVER SPRINGS SHORES |
| Legal Block | 1052 |
| Legal Lot Number | 16 |
| Jurisdiction | MARION FL |
| Township / Civil Division | BELLEVIEW |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 703 |
Source: Marion County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Aug 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Sep 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Feb 22, 2021 | Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2006 · Amount on Record |
| Deed Document Number | 202121813 |
| Deed Book / Page | 7388 / 1226 |
| Prior Transfer Date | Aug 23, 2005 |
| Prior Transfer Doc | 0041640530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Document Number | 0081990907 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 8199/907 |
| Instrument | 2023152096 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Document Number | 0078611085 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 7861/1085 |
| Instrument | 2022123238 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION FL |
| Property Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Document Number | 0087111155 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 8711/1155 |
| Instrument | 2025122993 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Feb 22, 2021 |
| Property Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Document Number | 0073881226 |
| Book / Page | 7388 / 1226 |
| Map Reference | MB J PG 286-292 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 2021021813 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Title Company | OCALA LAND TTL INS AGCY LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 LOCUST CIR, OCALA, FL 34472-2576 |
| Document Number | 0073881230 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 7388/1230 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Number | 0073881244 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 7388/1244 |
| Instrument | 2021021817 |
| Name | ESCAMBIA COUNTY HOUSING FINANCE AUTHORIT |
|---|---|
| Type | Government Agency |
| Address | PENSACOLA, FL 32502 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Marion County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 (+13.09%) Homeowner's exemption | $178,411 (+5.99%) | $179,066 (-12.5%) Land $18,000 Building $161,066 |
| 2023 | $2,375.00 (+2.86%) Homeowner's exemption | $168,333 (+3%) Land $15,000 Building $153,333 | $204,654 (+25.22%) Land $15,000 Building $189,654 |
| 2022 | $2,309.00 Homeowner's exemption | $163,430 Land $14,000 Building $149,430 | $163,430 Land $14,000 Building $149,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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