44 Loch Ness Dr, Rockledge, FL 32955 Property Records

Brevard County property record for 44 Loch Ness Dr, Rockledge, FL 32955

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Jul 2021)
Tax Bill	$6,462 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-36-03-30-*-9`

Property Details

APN / Parcel Number

Primary APN	`25-36-03-30-*-9`
Alternative APNs	`25-36-03-30-00000.0-0009.00` `2536556`

Interior

Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	2,396 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Width	85 ft Width
Garage Type	Attached
Garage Area	636 sqft
Porch	Finished/Open Porch

Location & Zoning

Account Number	2536556
Street Address	44 LOCH NESS DR
City	ROCKLEDGE
State	FL
Zip	32955-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INDIAN RIVER WALK SUBDIVISION LOT 9
Legal Range	36E
Legal Township	25S
Legal Section	03
Legal Subdivision	INDIAN RIVER WALK SUBDIVISION
Legal Lot Number	9
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1002
Census Tract	62800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Rockledge Drive Residential District listed 1992 · 100 contributing resources · NRIS 92001045

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

44 Loch Ness Dr is owned and occupied by an individual who bought it in July 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	44 LOCH NESS DR, ROCKLEDGE, FL 32955-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Deed Document Number	2021190566
Deed Book / Page	9198 / 2052
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 23, 2021
Property Address	44 LOCH NESS DR, ROCKLEDGE, FL 32955-2421
Document Number	0091982052
Book / Page	9198 / 2052
Map Reference	MB 53 PG 46
Instrument Date	Jul 19, 2021
Instrument	2021190566
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2023
Title Company	ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3842 W 16TH AVE, HIALEAH, FL 33012-7040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LOCH NESS DR, ROCKLEDGE, FL 32955-2421

Mortgage

Document Number	0091982054
Date	Jul 23, 2021
Instrument	9198/2054

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 44 Loch Ness Dr was $6,462 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,950 (+2.7%)	$514,060 (-0.59%)
2025	$6,462.00 Homeowner's exemption	$445,920	$517,110 Land $128,000 Building $389,110
2023	$6,258.00 (+5.39%) Homeowner's exemption	$420,740 (+3%)	$491,740 (+14.61%) Land $100,000 Building $391,740
2022	$5,938.00 Homeowner's exemption	$408,490	$429,060 Land $100,000 Building $329,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Loch Ness Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Loch Ness Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20