44 Lincoln Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 44 Lincoln Ave, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,222 sqft · built 1962
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Jun 2019)
Tax Bill$17,825 (2026)
Deeds & MortgagesSep 2020 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN554203 89.12-2-78

Property Details

APN / Parcel Number

Primary APN554203 89.12-2-78
Alternative APN
  • 55420300104A013 067

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,222 sqft Living Area
1st Floor Area1,222 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions171 ft deep x 65 ft wide
PorchOpen Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address44 LINCOLN AVE
CityOSSINING
StateNY
Zip10562-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number78.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group1
Census Block1024
Census Tract13500

Owner

44 Lincoln Ave is owned and occupied by an individual who bought it in June 2019.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of RecordIndividual Name on File
Mailing Address44 LINCOLN AVE, OSSINING, NY 10562-2840
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 31, 2022Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 5, 2019Executor's Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2019 · Amount on File
Deed SaleJun 5, 2019 · Amount on File
Prior SaleMay 15, 1998 · Amount on File
Deed Document Number2019591333493
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address44 LINCOLN AVE, OSSINING, NY 10562-2840
Transaction TypeMortgage
Record UpdatedNov 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 LINCOLN AVE, OSSINING, NY 10562-2840

Mortgage

Document Number0602653356
DateSep 21, 2020
Instrument602653356
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term345 Months
DueJun 1, 2049

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address44 LINCOLN AVE, OSSINING, NY 10562-2840
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 LINCOLN AVE, OSSINING, NY 10562-2840

Mortgage

Document Number0620313457
DateJan 31, 2022
Instrument620313457
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2051

June 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWESTCHESTER NY
Recording DateJun 5, 2019
Property Address44 LINCOLN AVE, OSSINING, NY 10562-2840
Document Number0591333493
Map ReferenceMAP 10868
Instrument DateMay 15, 2019
Instrument591333493
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyNEW AGE TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 LINCOLN AVE, 44, OSSINING, NY 10562-2840

Transferred To (Grantee/Buyer)

NameVerified Name
Address463 S 4TH AVE, MOUNT VERNON, NY 10550-4401

Mortgage

Document Number0591483453
DateJun 5, 2019
Instrument591483453
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 44 Lincoln Ave was $17,825, up 73.4% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,825.00 (+73.41%)
2025$10,279.00$581,700 (+7.13%) Land $255,300 Building $326,400$581,700 (+7.13%) Land $255,300 Building $326,400
2024$543,000 (+6.16%) Land $156,300 Building $386,700$543,000 (+6.16%) Land $156,300 Building $386,700
2023$511,500 Land $156,300 Building $355,200$511,500 Land $156,300 Building $355,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Lincoln Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Lincoln Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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