Fillmore County property record for 44 Library Ln SW, Chatfield, MN 55923 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,758 sqft · built 1982 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (Jul 2016) |
| Tax Bill | $4,232 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 26.0494.000 |
| Primary APN | 26.0494.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Stories | 1 Story |
| Building Area | 1,758 sqft Heated Area |
| Gross Area | 2,166 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 44 LIBRARY LN SW |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMELL SUBDIVISION LOT-002 BLOCK-001 LOT 2 BLK 1 HAMMELL SUBDIV |
| Legal Subdivision | HAMMELL SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 960200 |
Source: Fillmore County records · APN 26.0494.000
Assessment roll updated August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 LIBRARY LN SW, CHATFIELD, MN 55923-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance F&M COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2016 · Amount on Record |
| Deed Sale | Jul 08, 2016 · Amount on Record |
| Deed Document Number | 2016408823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Recording Date | May 06, 2026 |
| Property Address | 44 LIBRARY LN SW, CHATFIELD, MN 55923-1554 |
| Document Number | 0000454652 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026454652 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 LIBRARY LN SW, CHATFIELD, MN 55923-1554 |
| Document Number | 0000454652, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 2026454652 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 44 LIBRARY LN SW, CHATFIELD, MN 55923-1554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 435084 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 435084 |
| Name | F&M COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
Source: Fillmore County records · Assessment roll updated August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,232.00 (+7.9%) Homeowner's exemption | $333,500 (+12.25%) Land $40,000 Building $293,500 | $333,500 (+12.25%) Land $40,000 Building $293,500 |
| 2025 | $297,100 (+10.41%) Land $40,000 Building $257,100 | $297,100 (+10.41%) Land $40,000 Building $257,100 | |
| 2023 | $269,100 Land $40,000 Building $229,100 | $269,100 Land $40,000 Building $229,100 | |
| 2020 | $3,922.00 |
Source: FEMA National Flood Hazard Layer, Fillmore County (27045C), updated October 15, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270459602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2001) |
| Most Recent Claim | Jul 2001, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Hiawatha Broadband Communications | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| Mediacom Communications | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications, Hiawatha Broadband Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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