44 Layton Rd, Collins, MS 39428 Property Records

Covington County property record for 44 Layton Rd, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,915 sqft · built 2001
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,100 (Apr 2009)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084017 00511`

Property Details

APN / Parcel Number

Primary APN	`084017 00511`
Alternative APN	`14917`

Interior

Full Baths	3 Baths
Building Area	2,915 sqft Adjusted Area
1st Floor Area	2,089 sqft
2nd Floor Area	394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Deck Area	609 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	14917
Street Address	44 LAYTON RD
City	COLLINS
State	MS
Zip	39428-7462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 AC E OF & ADJ TO LAYTON ROAD IN CENTER PT NE4 B 0278 P 0417 04/08/2009
Legal Range	15W
Legal Township	08N
Legal Section	17
Jurisdiction	COVINGTON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2056
Census Tract	950100

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 LAYTON RD, COLLINS, MS 39428-7462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2009 · Amount on Record
Deed Sale	Apr 8, 2009 · Amount on Record
Deed Book / Page	278 / 417
Prior Transfer Date	Dec 12, 2008
Prior Transfer Doc	000278/417
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	44 LAYTON RD, COLLINS, MS 39428-7462
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000749/422
Date	Jun 1, 2018
Book Page	749/422

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (-25.34%) Disabled Person's exemption	$17,475 (-21.7%)
2024	$1,847.00 (+8.52%)		$171,710 (-15.82%) Land $9,150 Building $162,560
2023		$22,317 (-)	$203,990 (-) Land $8,890 Building $195,100
2022	$1,702.00 (+20.54%) Disabled Person's exemption	$22,317	$203,990 Land $8,890 Building $195,100
2019	$1,412.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20