44 Lawrence Rd, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 44 Lawrence Rd, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,837 sqft · built 1988
Lot Size	0.507 acres (22,085 sqft)
Owner	2 Individual Names on File
Last Sale	$597,400 (Jan 2020)
Tax Bill	$8,196 (2026)
Deeds & Mortgages	Sep 2026 Transfer Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:099 L:139 S:066`

Property Details

APN / Parcel Number

Primary APN	`B:099 L:139 S:066`
Alternative APN	`LYNN M:099 B:139 L:066`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,837 sqft Living Area
Gross Area	3,451 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,085 sqft (0.507 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	44 LAWRENCE RD
City	LYNN
State	MA
Zip	01904-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	139
Legal Lot Number	66
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4002
Census Tract	205100

Owner

44 Lawrence Rd is owned and occupied by two individuals who acquired it in September 2026.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 LAWRENCE RD, LYNN, MA 01904-2072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit LIBERTY BAY CREDIT UNION
Jan 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	Oct 14, 1997 · Amount on File
Deed Document Number	2020609178
Last Transfer Date	Sep 4, 2026
Transfer Doc	0000668609
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 4, 2026
Property Address	44 LAWRENCE RD, LYNN, MA 01904-2072
Document Number	0000668609
Instrument Date	Sep 4, 2026
Instrument	2026668609
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 LAWRENCE RD, LYNN, MA 01904-2072

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	44 LAWRENCE RD, LYNN, MA 01904-2072
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000640602
Date	Nov 7, 2022
Instrument	640602

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jan 10, 2020
Property Address	44 LAWRENCE RD, LYNN, MA 01904-2072
Document Number	0000609178
Instrument Date	Nov 20, 2019
Instrument	609178
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LAWRENCE RD, LYNN, MA 01904-2072

Mortgage

Document Number	0000609179
Date	Jan 10, 2020
Instrument	609179

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 44 Lawrence Rd was $8,196, up 2.8% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,196.00 (+2.77%)	$795,700 (+3.36%) Land $212,000 Building $583,700	$799,309 (+14.79%)
2025	$7,975.00 (+3.2%)	$769,800 (+4.89%) Land $208,000 Building $561,800	$696,350
2024	$7,728.00 (+4.49%)	$733,900 (+10.64%) Land $199,400 Building $534,500
2023	$7,396.00	$663,300 Land $189,500 Building $473,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Lawrence Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2006–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Lawrence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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