44 Laurel St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 44 Laurel St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 904 sqft · built 1954
Lot Size	0.36 acres (15,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Mar 2023)
Tax Bill	$786 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 64 2 16`

Property Details

APN / Parcel Number

Primary APN	`08 64 2 16`
Alternative APNs	`177016` `174840` `96263`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	904 sqft Heated Area
Gross Area	962 sqft
1st Floor Area	904 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,700 sqft (0.36 acres)
Lot Dimensions	157 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	177016
Street Address	44 LAUREL ST
City	GRANITE FALLS
State	NC
Zip	28630-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2078 PG 974 YR 2023 ST 410.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3014
Census Tract	31402

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 LAUREL ST, GRANITE FALLS, NC 28630-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	May 25, 2022 · Amount on Record
Deed Document Number	202310082106
Deed Book / Page	2078 / 974
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 8, 2023
Property Address	44 LAUREL ST, GRANITE FALLS, NC 28630-1734
Document Number	0020780974
Book / Page	2078 / 974
Map Reference	MB 2 PG 116
Instrument Date	Mar 8, 2023
Instrument	10082106
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 SWANSON DR SW, LENOIR, NC 28645-9467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LAUREL ST, GRANITE FALLS, NC 28630-1734

Mortgage

Document Number	0010082107
Date	Mar 8, 2023
Instrument	10082107

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$786.00 (-25.5%)	$164,600 (-) Land $12,400 Building $152,200
2025	$1,055.00 (+161.14%)	$164,600 (+162.52%) Land $12,400 Building $152,200	$164,600 (+162.52%) Land $12,400 Building $152,200
2023		$62,700 (-) Land $12,400 Building $50,300	$62,700 (-) Land $12,400 Building $50,300
2022	$404.00	$62,700 Land $12,400 Building $50,300	$62,700 Land $12,400 Building $50,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20