44 Laurel St, Enfield, CT 06082 Property Records

Enfield Town property record for 44 Laurel St, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,523 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2024)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:039 L:0093`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:039 L:0093`
Alternative APNs	`M:0223 B:0002 L:0040` `22300020040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	1,313 sqft
Basement Area	1,313 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	22300020040
Street Address	44 LAUREL ST
City	ENFIELD
State	CT
Zip	06082-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	93
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2000
Census Tract	480500

Owner

44 Laurel St is owned and occupied by an individual who bought it in August 2024.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	44 LAUREL ST, ENFIELD, CT 06082-2917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 7, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 26, 2019	Warranty Deed, Transfer MORTGAGE LNDR/AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Feb 17, 2011 · Amount on File
Deed Document Number	20242025003445
Deed Book / Page	2914 / 903
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Aug 30, 2024
Property Address	44 LAUREL ST, ENFIELD, CT 06082-2917
Document Number	002914-903
Book / Page	2914 / 903
Instrument Date	Aug 23, 2024
Instrument	2025003445
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LAUREL ST, ENFIELD, CT 06082-2917

Mortgage

Document Number	2025003446
Date	Aug 30, 2024
Instrument	2025003446

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	002914-933
Date	Aug 30, 2024
Book Page	2914/933
Instrument	2025003447

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2034

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	44 LAUREL ST, ENFIELD, CT 06082-2917
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002856-139
Date	Nov 7, 2022
Book Page	2856/139
Instrument	2023006501

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Jul 26, 2019
Property Address	44 LAUREL ST, ENFIELD, CT 06082-2917
Document Number	2729-524
Book / Page	002729 / 000524
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LAUREL ST ENFIELD CT 060822917, ENFIELD, CT 06082-2917

Mortgage

Document Number	2729-527
Date	Jul 26, 2019
Book Page	002729/000527

Lender

Name	MORTGAGE LNDR/AMERICA LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 44 Laurel St was $5,602.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,602.00	$150,200 Land $50,400 Building $99,800	$105,140 Land $35,280 Building $69,860
2024	$5,602.00 (+4.55%)
2023	$5,358.00 (+7.94%)	$147,600 (-) Land $50,400 Building $97,200
2022	$4,964.00	$147,600 Land $50,400 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Laurel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Laurel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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