Merrimack County and Concord City property record for 44 Laurel St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,285 sqft · built 1910 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,936 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:30 B:5 L:2 |
| Primary APN | M:30 B:5 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,285 sqft Living Area |
| Gross Area | 2,612 sqft |
| 1st Floor Area | 968 sqft |
| Attic | Attic |
| Attic Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 44 LAUREL ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Block | 38 |
| Legal Lot Number | 2 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 32200 |
Source: Merrimack County and Concord City records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 21, 2023 | Deed of Trust, Mortgage · Line of Credit MERRIMACK COUNTY SAVINGS BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI MERRIMACK CNTY SVGS BK |
| Jul 29, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Apr 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK CNTY SVGS BK |
| Jul 31, 2018 | Deed of Trust, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2020 |
| Transfer Doc | 0000015594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000018718 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 3911/95 |
| Instrument | 202500018718 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010123 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 3831/2973 |
| Instrument | 202300010123 |
| Name | MERRIMACK COUNTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Document Number | 0037092018 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 LAUREL ST CONCORD NH 033013651, CONCORD, NH 03301-3651 |
| Document Number | 0037092018 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 003709/002018 |
| Instrument | 27005 |
| Name | MERRIMACK CNTY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CONCORD, NH 03301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jul 29, 2020 |
| Property Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Document Number | 0036881794 |
| Book / Page | 003688 / 001794 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 15594 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 44 LAUREL ST CONCORD NH 033013651, CONCORD, NH 03301-3651 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Apr 15, 2020 |
| Property Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Document Number | 0036721741 |
| Book / Page | 003672 / 001741 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 6870 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 44 LAUREL ST CONCORD NH 033013651, CONCORD, NH 03301-3651 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Document Number | 0036032015 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 LAUREL ST CONCORD NH 033013651, CONCORD, NH 03301-3651 |
| Document Number | 0036032015 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 003603/002015 |
| Instrument | 13877 |
| Name | MERRIMACK CNTY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CONCORD, NH 03301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 44 LAUREL ST, CONCORD, NH 03301-3651 |
| Document Number | 0036032030 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 LAUREL ST CONCORD NH 033013651, CONCORD, NH 03301-3651 |
| Document Number | 0036032030 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 003603/002030 |
| Instrument | 13878 |
| Name | MERRIMACK CNTY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CONCORD, NH 03302-2826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 5, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,936.00 (+8.38%) | $203,900 (-) Land $89,600 Building $114,300 | |
| 2023 | $5,477.00 (+3.75%) | $203,900 (-) Land $89,600 Building $114,300 | $381,710 |
| 2022 | $5,279.00 | $203,900 Land $89,600 Building $114,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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