44 Lakeside Dr, Stafford, VA 22554 Property Records

Stafford County property record for 44 Lakeside Dr, Stafford, VA 22554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,870 sqft · built 1999
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Oct 2015)
Tax Bill	$4,249 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20S-18-579`

Property Details

APN / Parcel Number

Primary APN	`20S-18-579`
Alternative APNs	`020S 18 579` `9919`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
Gross Area	3,486 sqft
Basement Area	1,014 sqft
Finished Basement	798 sqft
Unfinished Basement	216 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	9919
Street Address	44 LAKESIDE DR
City	STAFFORD
State	VA
Zip	22554-7868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD1
Legal Description	LOT 579 SEC 18 7000 SQFT THE WOODS AT PARK RIDGE
Legal Subdivision	THE WOODS AT PARK RIDGE SEC 18
Legal Block	2
Legal Lot Number	579
Jurisdiction	STAFFORD VA
Township / Civil Division	GARRISONVILLE
Census Block Group	2
Census Block	2001
Census Tract	10213

Owner

Source: Stafford County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 LAKESIDE DR, STAFFORD, VA 22554-7868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional with PMI USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2015 · Amount on Record
Deed Sale	Oct 19, 2015 · Amount on Record
Prior Sale	Aug 3, 1999 · Amount on Record
Deed Document Number	201518725
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Jul 29, 2026
Property Address	44 LAKESIDE DR, STAFFORD, VA 22554-7868
Document Number	0000011301
Instrument Date	Jul 18, 2026
Instrument	202611301
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LAKESIDE DR, STAFFORD, VA 22554-7868

Mortgage

Document Number	0000011301,
Date	Jul 29, 2026
Instrument	202611301

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	44 LAKESIDE DR, STAFFORD, VA 22554-7868
Document Number	200035181
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LAKESIDE DR STAFFORD VA 225547868, STAFFORD, VA 22554-7868

Mortgage

Document Number	200035181
Date	Dec 22, 2020
Instrument	35181

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,249.00 (+8.39%)	$461,000 (+11.11%) Land $135,000 Building $326,000	$461,000 (+11.11%) Land $135,000 Building $326,000
2023	$3,920.00 (+20.02%)	$414,900 Land $110,000 Building $304,900	$414,900 Land $110,000 Building $304,900
2021	$3,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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