44 Knapp Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 44 Knapp Ln, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 1,504 sqft · built 1992
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$730,100 (Jun 2026)
Tax Bill	$2,484 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0767370`

Property Details

APN / Parcel Number

Primary APN	`R0767370`
Alternative APNs	`07-3966-31-1-03-20-0000` `0000454415`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	378 sqft
Shed	1 Shed
Shed Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Geothermal
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000454415
Street Address	44 KNAPP LN
City	KALISPELL
State	MT
Zip	59901-7518
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WAPITI AC, S31, T28 N, R21 W, LOT 3 TR B, CS 3183-3 FAM TRANSFER
Legal Range	21W
Legal Township	28N
Legal Section	31
Legal Subdivision	WAPITI AC
Legal Lot Number	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2016
Census Tract	802

Owner

Source: Flathead County assessment roll, as of September 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 KNAPP LN, KALISPELL, MT 59901-7518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIA MORTGAGE LLC
Jan 4, 2019	Warranty Deed, Transfer · ARM PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	202612895
Prior Transfer Date	Dec 31, 2012
Prior Transfer Doc	0000031378
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 25, 2026
Property Address	44 KNAPP LN, KALISPELL, MT 59901-7518
Document Number	0000012895
Instrument Date	Jun 23, 2026
Instrument	202612895
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 KNAPP LN, KALISPELL, MT 59901-7518

Mortgage

Document Number	0000012896,
Date	Jun 25, 2026
Instrument	202612896

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	44 KNAPP LN, KALISPELL, MT 59901-7518
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 KNAPP LN, KALISPELL, MT 59901-7518

Mortgage

Document Number	202200027611
Date	Oct 25, 2022
Instrument	202200027611

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	44 KNAPP LN, KALISPELL, MT 59901-7518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007736
Date	Mar 25, 2020
Instrument	202000007736

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	7.25%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 4, 2019
Property Address	44 KNAPP LN, KALISPELL, MT 59901-7518
Document Number	201900000256
Instrument Date	Jan 4, 2019
Instrument	201900000256
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 KNAPP LN, KALISPELL, MT 59901-7518

Mortgage

Document Number	201900000257
Date	Jan 4, 2019
Instrument	201900000257

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,484.00 (-45.2%)	$664,100 (+7.3%)	$664,100 (+7.3%) Land $133,275 Building $530,825
2023	$4,533.00	$618,900	$618,900 Land $96,350 Building $522,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 78% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAPITI ACRES COUNTY WATER AND SEWER DIST serves 32 people · EPA ID MT0003774
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Larkin Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Richon Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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