44 Joymar Dr, Saint Cloud, MN 56301 Property Records

Stearns County property record for 44 Joymar Dr, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 938 sqft · built 1972
Owner	Individual Name on File
Tax Bill	$74 (2025)
Flood Zone	Zone X (minimal risk)
APN	`98-84160-0221`

Property Details

APN / Parcel Number

Primary APN	`98-84160-0221`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Building Area	938 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Construction Type	Frame
Roof Type	Flat
Roof Material	Metal
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44 JOYMAR DR
City	SAINT CLOUD
State	MN
Zip	56301-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEL CLARE, 44 JOYMAR DR, 1972 DETROITER, VIN:GB040260
Jurisdiction	STEARNS MN
Township / Civil Division	WAITE PARK
Census Block Group	1
Census Block	1033
Census Tract	11308

Owner

Source: Stearns County records · APN 98-84160-0221

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 JOYMAR DR, SAINT CLOUD, MN 56301-9460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Waite Park City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,600 (-) Building $6,600	$6,600 (-) Building $6,600
2025	$74.00 (+2.78%)	$6,600 Building $6,600	$6,600 Building $6,600
2024	$72.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
Spectrum Cable	1,000 / 1,000
Lumen Technologies DSL	140 / 20

May also be available: Verizon.

Based on FCC filings for 143 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Bel Clare Estates private · serves 750 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.