Union County and Clark Township property record for 44 Joseph St, Clark, NJ 07066
| Property Type | Single Family Home |
|---|---|
| Details | 2,397 sqft · built 1992 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Apr 2026) |
| Tax Bill | $14,683 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00108-0000-00055 |
| Primary APN | 02-00108-0000-00055 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,397 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 44 JOSEPH ST |
|---|---|
| City | CLARK |
| State | NJ |
| Zip | 07066-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Subdivision | RAHWAY GARDENS SEC 02 |
| Legal Block | 108 |
| Legal Lot Number | 55 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CLARK |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 36200 |
44 Joseph St is owned and occupied by two individuals who bought it in April 2026.
Source: Union County and Clark Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 JOSEPH ST, CLARK, NJ 07066-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Apr 2, 2026 | Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Deed Document Number | 202653808 |
| Deed Book / Page | 6614 / 2558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 2, 2026 |
| Property Address | 44 JOSEPH ST, CLARK, NJ 07066-2509 |
| Document Number | 0000053808 |
| Book / Page | 6614 / 2558 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202653808 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | TOBIAS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77,265.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 44 JOSEPH ST, CLARK, NJ 07066-2509 |
| Document Number | 0000090919, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202690919 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 2, 2026 |
| Property Address | 44 JOSEPH ST, CLARK, NJ 07066-2509 |
| Document Number | 0066142558 |
| Book / Page | 6614 / 2558 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202653808 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | TITLE AGENCY, TOBIAS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $77,265.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 44 JOSEPH ST, CLARK, NJ 07066-2509 |
| Document Number | 0000090919, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202690919 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.62% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 44 Joseph St was $14,683, up 2.5% from the year before.
Source: Union County and Clark Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Clark Township |
| Unified School District | Clark Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $654,800 (+1.19%) Land $275,000 Building $379,800 | $654,800 (+1.19%) Land $275,000 Building $379,800 | |
| 2025 | $14,683.00 (+2.48%) | $647,100 Land $275,000 Building $372,100 | $647,100 Land $275,000 Building $372,100 |
| 2024 | $14,327.00 | ||
| 2023 | $647,100 Land $275,000 Building $372,100 | $647,100 Land $275,000 Building $372,100 | |
| 2022 | $13,705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Joseph St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 44 Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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