44 Jacob St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 44 Jacob St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1956
Lot Size	0.152 acres (6,599 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Nov 2006)
Tax Bill	$12,941 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01321-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`02-01321-0000-00039`
Alternative APN	`020132100039`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,599 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	020132100039
Street Address	44 JACOB ST
City	BLOOMFIELD
State	NJ
Zip	07003-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	60 X 110
Legal Subdivision	ELROSE ESTATES
Legal Block	1321
Legal Lot Number	39
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1007
Census Tract	14800

Owner

44 Jacob St is owned and occupied by two individuals who acquired it in May 2020.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 JACOB ST, BLOOMFIELD, NJ 07003-3125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2006 · Amount on File
Deed Sale	Nov 1, 2006 · Amount on File
Prior Sale	Aug 3, 2000 · Amount on File
Deed Book / Page	6402 / 181
Last Transfer Date	May 20, 2020
Transfer Doc	0000073571
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 5, 2020
Property Address	44 JACOB ST, BLOOMFIELD, NJ 07003-3125
Document Number	0000073571
Instrument Date	May 20, 2020
Instrument	73571
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 JACOB ST BLOOMFIELD NJ 070033125, BLOOMFIELD, NJ 07003-3125

Mortgage

Document Number	73572
Date	Aug 5, 2020
Instrument	73572

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	276 Months
Due	Aug 4, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 44 Jacob St was $12,941, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,900 (-) Land $187,300 Building $183,600	$370,900 (-) Land $187,300 Building $183,600
2025	$12,941.00 (+2.87%)	$370,900 Land $187,300 Building $183,600	$370,900 Land $187,300 Building $183,600
2024	$12,580.00
2023		$370,900 Land $187,300 Building $183,600	$370,900 Land $187,300 Building $183,600
2022	$11,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Jacob St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Jacob St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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