Hardin County property record for 44 Howey Ln, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,994 sqft · built 1993 |
| Lot Size | 1.08 acres (47,306 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (May 2023) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | Mar 2021 Reverse Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-00-00-005.01 |
| Primary APN | 179-00-00-005.01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,994 sqft Living Area |
| Basement Area | 1,497 sqft |
| Unfinished Basement | 1,497 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,306 sqft (1.08 acres) |
| Patio Area | 190 sqft |
| Heating System | Central |
|---|
| Street Address | 44 HOWEY LN |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 500 |
44 Howey Ln is owned by two individuals who bought it in May 2023.
Source: Hardin County records, as of January 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 899, KALAMA, WA 98625-0800 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jun 10, 2019 | Warranty Deed, Transfer MATTINGYY FORD TITLE, MATTINGLY FORD TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Jun 10, 2019 · Amount on File |
| Deed Book / Page | 1551 / 1427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 44 HOWEY LN, RADCLIFF, KY 40160-9613 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 44 HOWEY LN, RADCLIFF, KY 40160-9613 |
| Document Number | 2368/516 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 2368/516 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 837 Months |
| Due | Dec 17, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jun 10, 2019 |
| Property Address | 44 HOWEY LN, RADCLIFF, KY 40160-9613 |
| Document Number | 1474/307 |
| Book / Page | 1474 / 307 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 20190-00007170 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | MATTINGYY FORD TITLE, MATTINGLY FORD TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 HOWEY LN, RADCLIFF, KY 40160-9613 |
The 2025 property tax bill for 44 Howey Ln was $2,148.
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,148.00 | $225,000 Land $17,000 Building $208,000 | $225,000 Land $17,000 Building $208,000 |
| 2023 | $225,000 Land $17,000 Building $208,000 | $225,000 Land $17,000 Building $208,000 | |
| 2021 | $1,726.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Howey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Howey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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