44 Hidden Treasure, Durango, CO 81301 Property Records

La Plata County property record for 44 Hidden Treasure, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,584 sqft · built 2001
Lot Size	0.236 acres (10,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$978,000 (Nov 2025)
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5671-182-04-014`

Property Details

APN / Parcel Number

Primary APN	`5671-182-04-014`
Alternative APN	`R421807`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Living Area
Gross Area	3,024 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Lot Area	10,280 sqft (0.236 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Unfinished Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R421807
Street Address	44 HIDDEN TREASURE
City	DURANGO
State	CO
Zip	81301-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: VICTORIAN VILLAGE LOT: 7 EDGEMONT RANCH LOT 1B FINAL PLAT PROJ 99-130 #784528 44 HIDDEN TREASURE DURANGO 81301
Legal Subdivision	VICTORIAN VILLAGE
Legal Block	1
Legal Lot Number	7,1B
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1005
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 HIDDEN TREASURE, DURANGO, CO 81301-9463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Special Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Feb 21, 2023	Deed of Distribution, Transfer
Feb 21, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Nov 12, 2024 · Amount on Record
Deed Document Number	20251248509
Prior Transfer Date	Feb 14, 2023
Prior Transfer Doc	0001219528
Record Updated	Oct 29, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 13, 2025
Property Address	44 HIDDEN TREASURE, DURANGO, CO 81301-9463
Document Number	0001248509
Map Reference	DOC 784528
Instrument Date	Nov 13, 2025
Instrument	1248509
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	TITLE DURANGO LLC, TITLE DURANGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 HIDDEN TREASURE, DURANGO, CO 81301-9463

Mortgage

Document Number	0001248510
Date	Nov 13, 2025
Instrument	1248510

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	12%

February 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LA PLATA CO
Recording Date	Feb 21, 2023
Property Address	44 HIDDEN TREASURE, DURANGO, CO 81301-9463
Document Number	0001219527
Map Reference	DOC 784528
Instrument Date	Feb 14, 2023
Instrument	1219527
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HIDDEN TREASURE, DURANGO, CO 81301-9463

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LA PLATA CO
Recording Date	Feb 21, 2023
Property Address	44 HIDDEN TREASURE, DURANGO, CO 81301-9463
Document Number	0001219528
Map Reference	DOC 784528
Instrument Date	Feb 14, 2023
Instrument	1219528
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HERMOSA CIR, DURANGO, CO 81301-3721
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,280 (+0.96%) Land $10,390 Building $50,890	$971,180 (-) Land $164,590 Building $806,590
2025	$3,834.00 (+35.24%)	$60,700 (+52.9%) Land $10,290 Building $50,410	$971,180 (+74.91%) Land $164,590 Building $806,590
2024	$2,835.00 (+30.28%)	$39,700 (-19.78%) Land $7,320 Building $32,380	$555,240 (-24.83%) Land $102,380 Building $452,860
2023	$2,176.00 (+30.93%)	$49,490 (+28.25%) Land $9,770 Building $39,720	$738,680 (+33.04%) Land $145,850 Building $592,830
2022	$1,662.00	$38,590 Land $7,120 Building $31,470	$555,240 Land $102,380 Building $452,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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