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44 Harding St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 44 Harding St, Springfield, MA 01109 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1949
Square Footage768 sqft Living Area
Lot Size6,752 sqft (0.155 acres)
OccupancyOwner Occupied
Last Sale$270,000 (2026)
Tax Bill$2,775.00 (2025)

Property Details

APN / Parcel Number

Primary APNSPRI S:06290 P:0011
Alternative APN
  • 62900011

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area768 sqft Living Area
1st Floor768 sqft 1st Floor
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area6,752 sqft (0.155 acres)
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number62900011
Street Address44 HARDING ST
CitySPRINGFIELD
StateMA
Zip01109-1214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Minor Civil DivisionSPRINGFIELD
Census Blockgroup1
Census Block1015
Census Tract801502

Owner

Source: Hampden County and Springfield City records · APN SPRI S:06290 P:0011

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address44 HARDING ST, SPRINGFIELD, MA 01109-1214
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Jun 10, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
AMERICAN NBRHD MORTGAGE ACCPTNC
Jun 29, 2021Deed of Trust, Mortgage · Stand Alone Refinance
MORTGAGE NETWORK INC
Jun 09, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2026 · Amount on Record
Deed SaleJul 01, 2026 · Amount on Record
Prior SaleJun 09, 2017 · Amount on Record
Deed Doc Number202630533
Deed Book / Page26400 / 166
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateJul 01, 2026
Property Address44 HARDING ST, SPRINGFIELD, MA 01109-1214
Document Number0000030533
Book / Page26400 / 166
Instrument DateJun 11, 2026
Instrument202630533
Transaction TypeTransfer
Record UpdatedJul 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address44 HARDING ST, SPRINGFIELD, MA 01109-1214

Mortgage

DateJul 01, 2026
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateJun 10, 2026
Property Address44 HARDING ST, SPRINGFIELD, MA 01109-1214
Document Number026367-438
Book / Page26367 / 438
Instrument DateJun 05, 2026
Instrument2026202
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 HARDING ST, SPRINGFIELD, MA 01109-1214

Mortgage

Document Number0000000202,
DateJun 10, 2026
Book Page26367/438
Instrument2026202
Lender
NameAMERICAN NBRHD MORTGAGE ACCPTNC
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term12 Months
DueJul 01, 2027
Interest
Rate6.37%
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address44 HARDING ST, SPRINGFIELD, MA 01109-1214
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023969-112
DateJun 29, 2021
Book Page23969/112
Instrument44875
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPRINGFIELD MA
Recording DateJun 09, 2017
Property Address44 HARDING ST, SPRINGFIELD, MA 01109-1214
Document Number21716-510
Book / Page021716 / 000510
Instrument DateJun 08, 2017
Instrument32124
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$441.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 WORCESTER AVE SPRINGFIELD MA 011071042, SPRINGFIELD, MA 01107-1042

Mortgage

Document Number21716-513
DateJun 09, 2017
Book Page021716/000513
Instrument32125
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,775.00 (+22.03%)$177,000 (+32.68%) Land $40,600 Building $136,400$187,815 (+6.92%)
2024$175,655
2023$2,274.00$133,400 Land $30,700 Building $102,700

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