Westchester County and Mount Pleasant Town property record for 44 Harding Ave, Valhalla, NY 10595
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,600 sqft · built 1938 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Apr 2023) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 122.7-1-10 |
| Primary APN | 553489 122.7-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Attic | Attic |
| Attic Area | 800 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 5,227 sqft (0.12 acres) |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12566000 |
|---|---|
| Street Address | 44 HARDING AVE |
| City | VALHALLA |
| State | NY |
| Zip | 10595-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | MAP OF VALHALLA PARK |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11902 |
Source: Westchester County and Mount Pleasant Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 HARDING AVE, VALHALLA, NY 10595-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed, Transfer · Conventional Mortgage UNMB HOME LOANS INC |
| Dec 2, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on Record |
| Deed Sale | Apr 21, 2023 · Amount on Record |
| Prior Sale | Apr 21, 2023 · Amount on Record |
| Deed Document Number | 2023630943552 |
| Prior Transfer Date | Oct 1, 2014 |
| Prior Transfer Doc | 0542323535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 21, 2023 |
| Property Address | 44 HARDING AVE, VALHALLA, NY 10595-2008 |
| Document Number | 0630943552 |
| Map Reference | MAP 3016 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 630943552 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2023 |
| Title Company | NEW WAY ABSTRACT CORPORATION, NEW WAY ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 44 HARDING AVE, VALHALLA, NY 10595-2008 |
| Name | Verified Name |
|---|---|
| Address | 54 PLYMOUTH RD, WHITE PLAINS, NY 10603-1140 |
| Document Number | 0631113023 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 631113023 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 2, 2019 |
| Property Address | 44 HARDING AVE, VALHALLA, NY 10595-2008 |
| Document Number | 0592953478 |
| Map Reference | MAP 3016 |
| Instrument Date | Nov 4, 2019 |
| Instrument | 592953478 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | BANKERS TITLE & ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 VALLEY AVE UNIT 117, 35, ELMSFORD, NY 10523-3024 |
| Name | Verified Name |
|---|---|
| Address | 44 HARDING AVE, VALHALLA, NY 10595-2008 |
| Document Number | 0593243677 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 593243677 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Valhalla Union Free School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $5,550 (-) Land $700 Building $4,850 | $549,505 (+5.94%) Land $69,307 Building $480,198 |
| 2024 | $5,550 (-) Land $700 Building $4,850 | $518,692 (+5.61%) Land $65,421 Building $453,271 |
| 2023 | $5,550 Land $700 Building $4,850 | $491,151 Land $61,947 Building $429,204 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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