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44 Ginger Ln, Bells, TN 38006 Property Records

Madison County property record for 44 Ginger Ln, Bells, TN 38006

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,670 sqft · built 1993
Lot Size0.466 acres (20,285 sqft)
OwnerIndividual Name on Record
Last Sale$257,900 (Jun 2026)
Tax Bill$833 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN047L-A-035.00

Property Details

APN / Parcel Number

Primary APN047L-A-035.00
Alternative APNs
  • 03047LA047L03500
  • 057047L A 03500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area2,130 sqft
1st Floor Area1,670 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2011
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,285 sqft (0.466 acres)
Lot Dimensions217 ft deep x 93.2 ft wide
TerrainRolling
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area26 sqft
Deck Area190 sqft
Patio Area190 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address44 GINGER LN
CityBELLS
StateTN
Zip38006-5132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX MEADOWS PB 4 PG 51 BLK 0005 LOT 0011 93.21X217.63 IRR
Legal SubdivisionFOX MEADOWS
Legal Block5
Legal Lot Number11
JurisdictionMADISON TN
Township / Civil Division9
Census Block Group1
Census Block1057
Census Tract1609

Owner

Source: Madison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 GINGER LN, BELLS, TN 38006-5132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleJul 11, 2013 · Amount on Record
Deed Document Number20266074
Deed Book / Page797 / 661
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 1, 2026
Property Address44 GINGER LN, BELLS, TN 38006-5132
Document Number0000006074
Book / Page797 / 661
Instrument DateMay 28, 2026
Instrument20266074
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96,377.23
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 GINGER LN, BELLS, TN 38006-5132
InvestorPossibly a Property Investor

Mortgage

Document Number0000006075,
DateJun 1, 2026
Instrument20266075
Lender
NameLEGACY HOME LOANS LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$833.00$44,475 (-) Land $5,000 Building $39,475$177,900 (-) Land $20,000 Building $157,900
2023$44,475 Land $5,000 Building $39,475
2022$833.00$177,900 Land $20,000 Building $157,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (1980–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOUNTY WIDE UTILITY DISTRICT
serves 8,528 people · EPA ID TN0000006
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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