44 Garnette Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 44 Garnette Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	2 ba · 980 sqft · built 1972
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2022 Second Mortgage
APN	`08-27-0-409-001`

Property Details

APN / Parcel Number

Primary APN	`08-27-0-409-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	980 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	44 GARNETTE DR
City	BELLEVILLE
State	IL
Zip	62220-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWDALE HEIGHTS 1ST ADD LOT/SEC-82 A02796348
Legal Subdivision	MEADOWDALE ADD
Legal Block	409
Legal Lot Number	82
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	4
Census Block	4014
Census Tract	503304

Owner

44 Garnette Dr is owned and occupied by two individuals who acquired it in October 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 GARNETTE DR, BELLEVILLE, IL 62220-3332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Intrafamily Transfer, Transfer · FHA Mortgage COMERICA BANK
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 25, 2023
Transfer Doc	0002796348
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Oct 31, 2023
Property Address	44 GARNETTE DR, BELLEVILLE, IL 62220-3332
Document Number	0A02796348
Map Reference	MB 65 PG 5
Instrument Date	Oct 25, 2023
Instrument	A02796348
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 GAMETTE DRIVE, BELLEVILLE, IL 62220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 GAMETTE DRIVE, BELLEVILLE, IL 62220

Mortgage

Document Number	0A02796349
Date	Oct 31, 2023
Instrument	A02796349

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	44 GARNETTE DR, BELLEVILLE, IL 62220-3332
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02765014
Date	Nov 1, 2022
Instrument	A02765014

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	143 Months
Due	Oct 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 44 Garnette Dr was $1,143 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belle Valley School District 119 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00	$30,421 Land $4,927 Building $25,494	$91,263 Land $14,781 Building $76,482
2022		$22,383 Land $4,100 Building $18,283	$67,149 Land $12,300 Building $54,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 44 Garnette Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Garnette Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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