Hampden County and Chicopee City property record for 44 Gardner Rd, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,413 sqft · built 1966 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jan 2023) |
| Tax Bill | $4,080 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142-00011 |
| Primary APN | 142-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,413 sqft |
| Basement Area | 1,063 sqft |
| Unfinished Basement | 1,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,500 sqft (0.195 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 142-00011 |
|---|---|
| Street Address | 44 GARDNER RD |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 811000 |
Source: Hampden County and Chicopee City records · APN 142-00011
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 GARDNER RD, CHICOPEE, MA 01013-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA) |
| May 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Nov 12, 2020 | Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2023 · Amount on Record |
| Deed Sale | Jan 27, 2023 · Amount on Record |
| Prior Sale | Feb 28, 2014 · Amount on Record |
| Deed Book / Page | 24891 / 422 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jan 27, 2023 |
| Property Address | 44 GARDNER RD, CHICOPEE, MA 01013-3210 |
| Document Number | 024891-422 |
| Book / Page | 24891 / 422 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 4540 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 EAST ST, GRANBY, MA 01033-9548 |
| Document Number | 0000004541 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 4541 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 44 GARDNER RD, CHICOPEE, MA 01013-3210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23216-23 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 23216/23 |
| Instrument | 25227 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 44 GARDNER RD, CHICOPEE, MA 01013-3210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23529-583 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 23529/583 |
| Instrument | 66679 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,080.00 (+3.53%) | $269,100 (+0.79%) Land $102,700 Building $166,400 | $306,280 |
| 2024 | $3,941.00 (+7.94%) | $267,000 (+10.79%) Land $100,700 Building $166,300 | |
| 2023 | $3,651.00 | $241,000 Land $91,500 Building $149,500 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138110005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 240 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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