44 Garden St, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 44 Garden St, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,493 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jul 2022)
Tax Bill	$10,917 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-05712-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`60-05712-0000-00012`
Alternative APNs	`600571200012` `054201`

Interior

Stories	2 Stories
Building Area	1,493 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Account Number	054201
Street Address	44 GARDEN ST
City	TEANECK
State	NJ
Zip	07666-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	50X140
Legal Subdivision	GARDENS
Legal Block	5712
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	4
Census Block	4010
Census Tract	54101

Owner

44 Garden St is owned and occupied by two individuals who bought it in July 2022.

Source: Bergen County and Teaneck Township records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 GARDEN ST, TEANECK, NJ 07666-5919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage DA LA CRUZ LIVING TRUST
Jul 15, 2022	Deed, Transfer · Conventional Mortgage LAKELAND BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	202270653
Deed Book / Page	4741 / 1836
Prior Transfer Date	Jun 15, 2022
Prior Transfer Doc	0047411836
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	44 GARDEN ST, TEANECK, NJ 07666-5919
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 GARDEN ST, TEANECK, NJ 07666-5919

Mortgage

Document Number	0056210618
Date	Oct 15, 2025
Book Page	5621/618
Instrument	2025070116

Lender

Name	DA LA CRUZ LIVING TRUST
Type	Private Party
Address	WEST NEW YORK, NJ 07093

Agreement

Amount	Amount on Record

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 15, 2022
Property Address	44 GARDEN ST, TEANECK, NJ 07666-5919
Document Number	0047411836
Book / Page	4741 / 1836
Instrument Date	Jun 15, 2022
Instrument	2022070653
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	GREEN LABEL TITLE, GREEN LABEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5110 HUDSON AVEC, WEST NEW YORK, NJ 07093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 GARDEN ST, TEANECK, NJ 07666-5919

Mortgage

Document Number	2022070654
Date	Jul 15, 2022
Instrument	2022070654

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 1, 2037
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 44 Garden St was $10,917, up 5% from the year before.

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,300 (-) Land $223,000 Building $253,300	$476,300 (-) Land $223,000 Building $253,300
2025	$10,917.00 (+4.95%)	$476,300 Land $223,000 Building $253,300	$476,300 Land $223,000 Building $253,300
2024	$10,402.00
2023		$273,800 (-) Land $139,000 Building $134,800	$273,800 (-) Land $139,000 Building $134,800
2022	$8,862.00 (-0.58%)	$273,800 Land $139,000 Building $134,800	$273,800 Land $139,000 Building $134,800
2021	$8,914.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 44 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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