44 Gainey Ln, Cheraw, SC 29520 Property Records

Chesterfield County property record for 44 Gainey Ln, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1980
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Tax Bill	$105 (2025)
Deeds & Mortgages	Jul 2014 Transfer Dec 2005 Transfer
Flood Zone	Zone X (minimal risk)
APN	`244 000 000 109`

Property Details

APN / Parcel Number

Primary APN	`244 000 000 109`
Alternative APNs	`00032580` `01875493` `1875493`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	32,234 sqft (0.74 acres)

Location & Zoning

Account Number	00032580
Street Address	44 GAINEY LN
City	CHERAW
State	SC
Zip	29520-6582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.74+/- AC
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1020
Census Tract	950503

Owner

44 Gainey Ln is owned and occupied by an individual who acquired it in November 2005.

Source: Chesterfield County records, as of February 10, 2026

Owner of Record	Individual Name on File
Mailing Address	44 GAINEY LN, CHERAW, SC 29520-6582
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2014	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2005
Transfer Doc	00424/0194
Record Updated	Jun 8, 2026

July 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jul 7, 2014
Property Address	44 GAINEY LN, CHERAW, SC 29520-6582
Document Number	00484/1385
Book / Page	484 / 1385
Map Reference	MB C PG29-1
Instrument Date	Jan 8, 2014
Instrument	201400002272
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 GAINEY LN, CHERAW, SC 29520

December 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 15, 2005
Property Address	44 GAINEY LN, CHERAW, SC 29520-6582
Document Number	00424/0194
Book / Page	424 / 0194
Map Reference	MB C PG 29-I
Instrument Date	Nov 8, 2005
Instrument	200500006162
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 GAINEY LN, CHERAW, SC 29520

Tax Assessment & Valuation

The 2025 property tax bill for 44 Gainey Ln was $105 with a homeowner's exemption.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$105.00 Homeowner's exemption	$2,500 Land $230 Building $2,270	$71,000 Land $6,000 Building $65,000
2023	$286.00	$2,170 Land $200 Building $1,970	$54,300 Land $5,000 Building $49,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Gainey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Gainey Ln is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RiverNet Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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