44 Fourth St, Andrews, NC 28901 Property Records

Cherokee County property record for 44 Fourth St, Andrews, NC 28901 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2018
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Mar 2012)
Tax Bill	$1,402 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`555616926600000`

Property Details

APN / Parcel Number

Primary APN	`555616926600000`
Alternative APN	`30485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Heated Area
Basement Area	784 sqft
Finished Basement	560 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Carport
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	576 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	30485
Street Address	44 FOURTH ST
City	ANDREWS
State	NC
Zip	28901-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLK M ANDREWS 1389/501 A/4
Legal Block	M
Legal Lot Number	5,6
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2013
Census Tract	930101

Owner

Source: Cherokee County records · APN 555616926600000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 372, ANDREWS, NC 28901-0372
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 04, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FINANCIAL CORP
Jan 06, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 02, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2012 · Amount on Record
Deed Sale	Mar 02, 2012 · Amount on Record
Prior Sale	Jul 09, 2010 · Amount on Record
Deed Document Number	0667
Deed Book / Page	1432 / 0667
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	44 FOURTH ST, ANDREWS, NC 28901-8426
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001707/450
Date	Mar 23, 2022
Book Page	1707/450
Instrument	1888

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	44 FOURTH ST, ANDREWS, NC 28901-8426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01606/0224
Date	Feb 04, 2019
Book Page	01606/0224
Instrument	00492

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	44 FOURTH ST, ANDREWS, NC 28901-8426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1669/106
Date	Jan 06, 2021
Book Page	1669/106
Instrument	113

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	44 FOURTH ST, ANDREWS, NC 28901-8426
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1637/806
Date	Mar 02, 2020
Book Page	1637/806
Instrument	1035

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Andrews Town
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,402.00	$229,880 (-)	$229,880 (-) Land $10,000 Building $219,880
2023		$229,880	$229,880 Land $10,000 Building $219,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
CND Acquisition	Fiber	1,000 / 1,000
CND Acquisition	Cable	500 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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