Monmouth County and Rumson Borough property record for 44 Forrest Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,630 sqft · built 2017 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $19,324 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00042-0000-00006 |
| Primary APN | 41-00042-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,630 sqft Living Area |
| 1st Floor Area | 1,315 sqft |
| Upper Floors Area | 1,315 sqft |
| Attic | Attic |
| Attic Area | 1,315 sqft |
| Basement Area | 1,315 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 156 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 078900 |
|---|---|
| Street Address | 44 FORREST AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | PARMLY PARK |
| Legal Block | 42 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 5, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Jul 13, 2017 | Grant Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Document Number | 0096446753 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 9644/6753 |
| Instrument | 2023033225 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Document Number | 0095940525 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 9594/525 |
| Instrument | 2022049754 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | LANDSTAR TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0095182953 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 9518/2953 |
| Instrument | 2021090848 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Document Number | 0000085701 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 FORREST AVE RUMSON NJ 077601616, RUMSON, NJ 07760-1616 |
| Document Number | 0000085701 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 009368/006910 |
| Instrument | 85701 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 13, 2017 |
| Property Address | 44 FORREST AVE, RUMSON, NJ 07760-1616 |
| Document Number | 0000066593 |
| Book / Page | 009235 / 005697 |
| Instrument Date | Jun 14, 2017 |
| Instrument | 66593 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 44 FORREST AVE RUMSON NJ 077601616, RUMSON, NJ 07760-1616 |
| Document Number | 66594 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 009235/005714 |
| Instrument | 66594 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,094,000 (+13.67%) Land $895,300 Building $1,198,700 | $2,094,000 (+13.67%) Land $895,300 Building $1,198,700 | |
| 2025 | $19,324.00 (+2.21%) | $1,842,100 (+16.63%) Land $811,600 Building $1,030,500 | $1,842,100 (+16.63%) Land $811,600 Building $1,030,500 |
| 2024 | $18,907.00 (+1.55%) | ||
| 2023 | $1,579,500 Land $720,900 Building $858,600 | $1,579,500 Land $720,900 Building $858,600 | |
| 2022 | $18,619.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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