44 Forest Ln, Cary, IL 60013 Property Records

McHenry County property record for 44 Forest Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,140 sqft · built 1973
Lot Size	0.25 acres (1,102 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Feb 2020)
Tax Bill	$4,036 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-103-063`

Property Details

APN / Parcel Number

Primary APN	`19-12-103-063`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,140 sqft Living Area
1st Floor Area	570 sqft
Basement Area	570 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	1,102 sqft (0.25 acres)
Lot Dimensions	58 ft deep x 19 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 FOREST LN
City	CARY
State	IL
Zip	60013-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0007012 LT 3 BLK 41 BRIGHT OAKS UNIT 1
Legal Subdivision	BRIGHT OAKS
Legal Block	41
Legal Lot Number	3
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

44 Forest Ln is owned and occupied by an individual who bought it in February 2020.

Source: McHenry County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	44 FOREST LN, CARY, IL 60013-1523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CREDIT UNION
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 27, 2020	Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Deed Document Number	20207012
Prior Transfer Date	Aug 12, 2004
Prior Transfer Doc	0000074579
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 16, 2026
Property Address	44 FOREST LN, CARY, IL 60013-1523
Document Number	0000020383
Instrument Date	Jul 2, 2026
Instrument	202620383
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FOREST LN, CARY, IL 60013-1523

Mortgage

Document Number	0000020383,
Date	Jul 16, 2026
Instrument	202620383

Lender

Name	PARTNERSHIP FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	44 FOREST LN, CARY, IL 60013-1523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049925
Date	Nov 18, 2020
Instrument	2020R0049925

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 27, 2020
Property Address	44 FOREST LN, CARY, IL 60013-1523
Document Number	0000007012
Map Reference	DOC 577079
Instrument Date	Feb 20, 2020
Instrument	2020R0007012
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FOREST LN, CARY, IL 60013-1523

Mortgage

Document Number	0000007013
Date	Feb 27, 2020
Instrument	2020R0007013

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,036.00	$55,928 Land $10,737 Building $45,191	$167,784 Land $32,211 Building $135,573
2022	Homeowner's exemption	$44,910 Land $8,667 Building $36,243	$134,730 Land $26,001 Building $108,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Forest Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Forest Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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