Putnam County and Philipstown Town property record for 44 Fair St, Apt E3, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 738 sqft · built 1972 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2005) |
| Tax Bill | $3,902 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-3-8.-503 |
| Primary APN | 372601 48.8-3-8.-503 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 738 sqft Living Area |
| 1st Floor Area | 738 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 44 FAIR ST, E3 |
|---|---|
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | CONDO UNIT E-3 |
| Legal Subdivision | SPRING BROOK CONDOMINIUM |
| Legal Block | 3 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 35 CHURCH ST, COLD SPRING, NY 10516-2802 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2005 · Amount on Record |
| Deed Sale | Nov 21, 2005 · Amount on Record |
| Deed Book / Page | 1726 / 196 |
| Prior Transfer Date | May 28, 1998 |
| Prior Transfer Doc | 1429000326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 44 FAIR ST APT E3, E3, COLD SPRING, NY 10516-3008 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | TRINITY ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 35 CHURCH ST, COLD SPRING, NY 10516-2802 |
| Document Number | 0078720001 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 7872/1 |
| Instrument | 2387-2024 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Lending Institution |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2039 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,500 (-) Land $10,000 Building $51,500 | $200,522 (+14.84%) | |
| 2024 | $3,902.00 | ||
| 2023 | $61,500 (-) Land $10,000 Building $51,500 | $174,617 (+11.73%) Land $28,393 Building $146,224 | |
| 2022 | $61,500 Land $10,000 Building $51,500 | $156,290 Land $25,413 Building $130,877 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures