44 Emerald Mtn Rd, Clyde, NC 28721 Property Records

Haywood County property record for 44 Emerald Mtn Rd, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,701 sqft · built 1984
Lot Size	0.886 acres (38,590 sqft)
Owner	Company Name on Record
Last Sale	$338,000 (Nov 2021)
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8732-24-4440`

Property Details

APN / Parcel Number

Primary APN	`8732-24-4440`
Alternative APN	`269769`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,701 sqft Heated Area
Gross Area	2,669 sqft
1st Floor Area	1,701 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Material	Asphalt
Lot Area	38,590 sqft (0.886 acres)
Garage Area	504 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	269769
Street Address	44 EMERALD MOUNTAIN RD
City	CLYDE
State	NC
Zip	28721-6618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 EMERALD MOUNTAIN RD
Legal Subdivision	TODD
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	1
Census Block	1047
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1311 N PENINSULA AVE, NEW SMYRNA BEACH, FL 32169-2227
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Dec 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	202113887
Deed Book / Page	1047 / 901
Prior Transfer Date	Apr 24, 2007
Prior Transfer Doc	0007031014
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 6, 2026
Property Address	44 EMERALD MOUNTAIN RD, CLYDE, NC 28721-6618
Document Number	0000002778
Book / Page	1150 / 606
Instrument Date	Mar 20, 2026
Instrument	20262778
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1311 N PENINSULA AVE, NEW SMYRNA BEACH, FL 32169-2227

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	44 EMERALD MOUNTAIN RD, CLYDE, NC 28721-6618
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010220281
Date	Feb 19, 2021
Book Page	1022/281
Instrument	2021001985

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 9, 2021
Property Address	44 EMERALD MOUNTAIN RD, CLYDE, NC 28721-6618
Document Number	0010470901
Book / Page	1047 / 901
Map Reference	CAB C SL 6121
Instrument Date	Nov 4, 2021
Instrument	2021013887
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 EMERALD MOUNTAIN RD, 44, CLYDE, NC 28721-6618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 N PENINSULA AVE, NEW SMYRNA BEACH, FL 32169-2227

Mortgage

Document Number	0001047904
Date	Nov 9, 2021
Instrument	1047/904

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Dec 16, 2019
Property Address	44 EMERALD MOUNTAIN RD, CLYDE, NC 28721-6618
Document Number	0009871739
Book / Page	000987 / 001739
Instrument Date	Dec 10, 2019
Instrument	11699
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1535 COVENTRY LN AMELIA ISLAND FL 320347919, AMELIA ISLAND, FL 32034-7919

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,300 (-) Land $41,100 Building $211,200
2025	$1,773.00	$252,300 (+0.24%) Land $41,100 Building $211,200	$252,300 (+0.24%) Land $41,100 Building $211,200
2023		$251,700 Land $41,300 Building $210,400	$251,700 (-) Land $41,300 Building $210,400
2021			$251,700 Land $41,300 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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