44 Elgin Rd, Pocasset, MA 02559 Property Records

Barnstable County and Bourne Town property record for 44 Elgin Rd, Pocasset, MA 02559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,321 sqft · built 2024
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Feb 2010)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Sep 2020 Refinance Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:47.2 P:33`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:47.2 P:33`
Alternative APNs	`M:047.2 P:033.00 D:01` `10303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	4,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,990 sqft (0.413 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	10303
Street Address	44 ELGIN RD
City	POCASSET
State	MA
Zip	02559-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	PORT ESTATES
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	1
Census Block	1021
Census Tract	14002

Owner

44 Elgin Rd is owned by two individuals who bought it in February 2010.

Source: Barnstable County and Bourne Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 DIANA DR, WOBURN, MA 01801-4786
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2010 · Amount on File
Deed Sale	Feb 26, 2010 · Amount on File
Prior Sale	May 4, 2001 · Amount on File
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	44 ELGIN RD, POCASSET, MA 02559-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33282-131
Date	Sep 22, 2020
Book Page	33282/131
Instrument	50254

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	44 ELGIN RD, POCASSET, MA 02559-2003
Document Number	30308-175
Book / Page	030308 / 000175
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30308-175
Date	Feb 21, 2017
Book Page	030308/000175
Instrument	8589

Lender

Name	NORTHERN BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 20, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 44 Elgin Rd was $4,317, down 31.6% from the year before.

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00 (-31.64%)	$552,800 (-29.79%) Land $420,100 Building $132,700	$957,695
2024	$6,315.00 (+13.33%)	$787,400 (+24.49%) Land $400,100 Building $387,300
2023	$5,572.00	$632,500 Land $289,700 Building $342,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Elgin Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 198 policies
Nearby Flood Policies	198 in force
Nearby Flood Claims	236 (1978–2026)
Claims Outside the SFHA	15 of 236
Most Recent Claim	Feb 2026 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Tropical Storm Irene, Aug 2011 · 2 claims Hurricane Bob, Aug 1991 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Elgin Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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