Hampden County and Holyoke City property record for 44 Edward Dr, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1955 |
| Lot Size | 0.236 acres (10,271 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,134 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0156 B:0000 L:93 |
| Primary APN | HOLY M:0156 B:0000 L:93 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,208 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,271 sqft (0.236 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 44 EDWARD DR |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Lot Number | 93 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 812101 |
Source: Hampden County and Holyoke City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 EDWARD DR, HOLYOKE, MA 01040-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU |
| Dec 13, 2021 | Redemption Deed, Transfer |
| Nov 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Feb 26, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2021 |
| Transfer Doc | 024299-453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 44 EDWARD DR, HOLYOKE, MA 01040-1006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025190-285 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 25190/285 |
| Instrument | 48833 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Dec 13, 2021 |
| Property Address | 44 EDWARD DR, HOLYOKE, MA 01040-1006 |
| Document Number | 024299-453 |
| Book / Page | 24299 / 453 |
| Instrument Date | Dec 9, 2021 |
| Instrument | 88432 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 44 EDWARD DR, HOLYOKE, MA 01040-1006 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24233-64 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 24233/64 |
| Instrument | 79395 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Feb 26, 2021 |
| Property Address | 44 EDWARD DR, HOLYOKE, MA 01040-1006 |
| Document Number | 23729-232 |
| Book / Page | 23729 / 232 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 13091 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 CLEVELAND ST, HOLYOKE, MA 01040-2668 |
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,134.00 (+6.79%) | $237,200 (+6.99%) Land $67,100 Building $170,100 | $273,804 (-24.75%) |
| 2025 | $3,871.00 (+6.9%) | $221,700 (+16.01%) Land $62,700 Building $159,000 | $363,850 (+34.15%) |
| 2024 | $3,621.00 (+4.17%) | $191,100 (+3.13%) Land $59,800 Building $131,300 | $271,225 |
| 2023 | $3,476.00 | $185,300 Land $59,800 Building $125,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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