Morris County and Wharton Borough property record for 44 E Union Tpke, Wharton, NJ 07885
| Property Type | Single Family Home |
|---|---|
| Details | 1,691 sqft · built 1928 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,655 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2025 Mortgage + 3 more |
| APN | 39-00106-0000-00001 |
| Primary APN | 39-00106-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,691 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Street Address | 44 E UNION TPKE |
|---|---|
| City | WHARTON |
| State | NJ |
| Zip | 07885-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Subdivision | WHARTON BOROUGH |
| Legal Block | 106 |
| Legal Lot Number | 1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | WHARTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 44800 |
Source: Morris County and Wharton Borough records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 E UNION TPKE, WHARTON, NJ 07885-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Nov 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Dec 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 4, 2023 | Intrafamily Transfer, Transfer |
| Aug 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2023 |
| Deed Sale | Dec 4, 2023 |
| Prior Sale | Oct 25, 2016 · Amount on Record |
| Deed Document Number | 202346018 |
| Deed Book / Page | 24688 / 94 |
| Prior Transfer Date | Nov 25, 2023 |
| Prior Transfer Doc | 0246880094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Aug 5, 2026 |
| Property Address | 44 E UNION TPKE, WHARTON, NJ 07885-1754 |
| Document Number | 0000035191 |
| Book / Page | 25153 / 553 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 202635191 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 44 E UNION TPKE, WHARTON, NJ 07885-1754 |
| Document Number | 0000035191, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 25153/553 |
| Instrument | 202635191 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 13, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 44 UNION ST, DOVER, NJ 07801 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 44 E UNION TPKE, WHARTON, NJ 07885-1754 |
| Document Number | 0250150003 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 25015/3 |
| Instrument | 2025048083 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 44 E UNION TPKE, WHARTON, NJ 07885 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 44 E UNION TPKE, WHARTON, NJ 07885 |
| Document Number | 0246880100 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 24688/100 |
| Instrument | 2023046019 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 48351 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Dec 4, 2023 |
| Property Address | 44 E UNION TPKE, WHARTON, NJ 07885 |
| Document Number | 0246880094 |
| Book / Page | 24688 / 94 |
| Instrument Date | Nov 25, 2023 |
| Instrument | 2023046018 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 E UNION TPKE, WHARTON, NJ 07885 |
| Name | Verified Name |
|---|---|
| Address | 44 E UNION TPKE, WHARTON, NJ 07885 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 44 E UNION TPKE, WHARTON, NJ 07885 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 44 E UNION TPKE, WHARTON, NJ 07885 |
| Document Number | 0241951421 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 24195/1421 |
| Instrument | 2021068718 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Nov 1, 2046 |
Source: Morris County and Wharton Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Wharton Borough |
| Secondary School District | Morris Hills Regional School District (09 - 12) |
| Elementary School District | Wharton Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,000 (+10.32%) Land $125,100 Building $261,900 | $387,000 (+10.32%) Land $125,100 Building $261,900 | |
| 2025 | $350,800 (+15.74%) Land $102,600 Building $248,200 | $350,800 (+15.74%) Land $102,600 Building $248,200 | |
| 2024 | $9,655.00 (+12.63%) | ||
| 2023 | $303,100 (+5.65%) Land $93,600 Building $209,500 | $303,100 (+5.65%) Land $93,600 Building $209,500 | |
| 2022 | $8,572.00 (+2.4%) | $286,900 Land $93,600 Building $193,300 | $286,900 Land $93,600 Building $193,300 |
| 2021 | $8,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 16 (1984–2012) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHARTON WATER DEPT serves 6,342 people · EPA ID NJ1439001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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