44 E Main St, Paterson, NJ 07522 Property Records

Passaic County and Paterson City property record for 44 E Main St, Paterson, NJ 07522

Property Summary

Property Type	Single Family Home
Details	2,335 sqft · built 1877
Lot Size	0.04 acres (1,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2022)
Tax Bill	$8,195 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-00122-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`08-00122-0000-00013`
Alternative APN	`08A0022000000014`

Interior

Stories	2 Stories
Building Area	2,335 sqft Living Area

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Construction Type	Frame
Lot Area	1,751 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08A0022000000014
Street Address	44 E MAIN ST
City	PATERSON
State	NJ
Zip	07522-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERSIDE VLG-BOUNDARY & TOPOG
Legal Block	122
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1005
Census Tract	180700

Owner

Source: Passaic County and Paterson City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	87 ARCH ST, BUTLER, NJ 07405-1032
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Aug 2, 2022	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Document Number	202238563
Deed Book / Page	4363 / 122
Last Transfer Date	Sep 30, 2022
Transfer Doc	0000050306
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Oct 25, 2022
Property Address	44 E MAIN ST, PATERSON, NJ 07522-1861
Document Number	0000050306
Book / Page	D4419 / 58
Instrument Date	Sep 30, 2022
Instrument	2022050306
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 E MAIN ST, 44, PATERSON, NJ 07522-1861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 ARCH ST, BUTLER, NJ 07405-1032

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 2, 2022
Property Address	44 E MAIN ST, PATERSON, NJ 07522-1861
Document Number	0000038563
Book / Page	D4363 / 122
Instrument Date	Jun 29, 2022
Instrument	2022038563
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,137.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 ARCH ST, 87, BUTLER, NJ 07405-1032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 E MAIN ST, PATERSON, NJ 07522-1861

Mortgage

Document Number	0000038564
Date	Aug 2, 2022
Instrument	2022038564

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	44 E MAIN ST, PATERSON, NJ 07522-1861
Document Number	0000039698
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 ARCH ST BUTLER NJ 074051032, BUTLER, NJ 07405-1032

Mortgage

Document Number	0000039698
Date	Aug 31, 2018
Book Page	015176/000018
Instrument	39698

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTKLAKE VILLAGE, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,400 (+132.68%) Land $63,100 Building $294,300	$357,400 (+132.68%) Land $63,100 Building $294,300
2025	$8,195.00 (+4.72%)	$153,600 (-) Land $12,500 Building $141,100	$153,600 (-) Land $12,500 Building $141,100
2024	$7,826.00 (+9.76%)
2023		$153,600 Land $12,500 Building $141,100	$153,600 Land $12,500 Building $141,100
2022	$7,130.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	424 (1978–2026)
Claims Outside the SFHA	21 of 424
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Irene, Sep 2011 · 70 claims Severe Storms And Flooding, Mar 2010 · 72 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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