44 E Horizon Dr, Franklin, NC 28734 Property Records

Macon County property record for 44 E Horizon Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 892 sqft · built 1975
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Dec 2025)
Tax Bill	$896 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6584809398`

Property Details

APN / Parcel Number

Primary APN	`6584809398`
Alternative APNs	`0101147` `154894` `161634` `58611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	892 sqft Heated Area
1st Floor Area	892 sqft
Basement Area	892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	88 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	161634
Street Address	44 E HORIZON DR
City	FRANKLIN
State	NC
Zip	28734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WIDE HORIZON
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1015
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 E HORIZON DR, FRANKLIN, NC 28734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	20257634
Deed Book / Page	C- / 44.1851
Prior Transfer Date	Sep 19, 1995
Prior Transfer Doc	0021001666
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 11, 2025
Property Address	44 E HORIZON DR, FRANKLIN, NC 28734
Document Number	00C44/1851
Book / Page	C-44 / 1851
Instrument Date	Dec 10, 2025
Instrument	2025007634
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 E HORIZON DR, FRANKLIN, NC 28734

Mortgage

Document Number	2025007635
Date	Dec 11, 2025
Instrument	2025007635

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 2, 2023
Property Address	44 E HORIZON DR, FRANKLIN, NC 28734
Document Number	00M42/1245
Book / Page	M-42 / 1245
Map Reference	MB A-21 PG 1666&1667
Instrument Date	May 2, 2023
Instrument	2023002553
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1345 ANGEL COVE RD, FRANKLIN, NC 28734-4791

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 E HORIZON DR, FRANKLIN, NC 28734

Mortgage

Document Number	2023002555
Date	May 2, 2023
Instrument	2023002555

Lender

Name	RABUN COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$896.00	$228,490 (-) Land $46,040 Building $182,450	$228,490 (-) Land $46,040 Building $182,450
2025	$896.00 (+6.16%)	$228,490 (-) Land $46,040 Building $182,450	$228,490 (-) Land $46,040 Building $182,450
2023	$844.00	$228,490 Land $46,040 Building $182,450	$228,490 Land $46,040 Building $182,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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