44 Dow St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 44 Dow St, Salem, MA 01970

Property Summary

Property Type	Exempt (Full or Partial)
Details	7 bd · 3.5 ba · 3,132 sqft · built 1915
Lot Size	0.047 acres (2,069 sqft)
Owner	Company Name on Record
Last Sale	$531,375 (Jul 2019)
Tax Bill	$5,718 (2020)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:34 L:0219`

Property Details

APN / Parcel Number

Primary APN	`SALE M:34 L:0219`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,132 sqft Total Area
Gross Area	5,360 sqft
Basement Area	1,258 sqft
Unfinished Basement	1,258 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	2,069 sqft (0.047 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	44 DOW ST
City	SALEM
State	MA
Zip	01970-4942
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R3
Legal Lot Number	219
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2003
Census Tract	204300

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16 CITY HALL SQ, LYNN, MA 01901-1003
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage BLUE HUB LOAN FUND
Jul 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	2019920
Deed Book / Page	37706 / 609
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0000000920
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	44 DOW ST, SALEM, MA 01970-4942
Document Number	38300-332
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 CITY HALL SQ LYNN MA 019011003, LYNN, MA 01901-1003

Mortgage

Document Number	38300-332
Date	Feb 28, 2020
Book Page	038300/000332
Instrument	28007710

Lender

Name	BLUE HUB LOAN FUND

Agreement

Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Jul 30, 2019
Property Address	44 DOW ST, SALEM, MA 01970-4942
Document Number	37706-609
Book / Page	37706 / 609
Instrument Date	Jul 24, 2019
Instrument	20190730000920
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CITY HALL SQ, LYNN, MA 01901-1003

Mortgage

Document Number	190730000950
Date	Jul 30, 2019
Instrument	190730000950

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,300 (+16.09%) Land $169,000 Building $579,300
2025		$644,600 (+11.39%) Land $141,800 Building $502,800
2024		$578,700 (+12.85%) Land $141,800 Building $436,900
2023		$512,800 Land $125,100 Building $387,700
2020	$5,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	30 units insured incl. 9 condo units
Nearby Flood Claims	2 (1987)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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