Berrien County property record for 44 Derfla Dr, Saint Joseph, MI 49085
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2013) |
| Tax Bill | $73 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 17-7200-0044-00-0 |
| Primary APN | 17-7200-0044-00-0 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,492 sqft (0.172 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | DERFLA DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 - LD |
| Legal Description | LOT 44 SHADY SHORES |
| Legal Subdivision | SHADY SHORES |
| Legal Lot Number | 44 |
| Legal Unit | 44 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1800 |
44 Derfla Dr, residential vacant land, is owned by an individual who bought it in October 2013.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3115 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9633 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on File |
| Deed Sale | Oct 31, 2013 · Amount on File |
| Prior Sale | Feb 21, 1995 |
| Deed Book / Page | 3055 / 2695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 16, 2022 |
| Property Address | DERFLA DR, SAINT JOSEPH, MI 49085 |
| Document Number | 003386/764 |
| Book / Page | 3386 / 764 |
| Map Reference | LB 14 PG 18 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022362755 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3115 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9633 |
| Name | Verified Name |
|---|---|
| Address | 4025 RIVER RD, SODUS, MI 49126-9776 |
| Document Number | 0033860437 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 3386-0437 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 44 Derfla Dr was $73.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,400 | $24,800 | |
| 2025 | $73.00 | ||
| 2023 | $7,100 | $14,200 | |
| 2022 | $131.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 44 Derfla Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Derfla Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mercury Fiber.
5G (outdoors only) and 4G LTE
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