44 Dean St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 44 Dean St, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,310 sqft · built 1939
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on File
Last Sale	$1,775,000 (Jun 2023)
Tax Bill	$19,591 (2025)
Deeds & Mortgages	Jun 2023 Sale Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELM M:43 P:000096 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:43 P:000096 S`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,310 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	1,036 sqft
Basement Area	1,097 sqft
Unfinished Basement	816 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	44 DEAN ST
City	BELMONT
State	MA
Zip	02478-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	4
Census Block	4004
Census Tract	357100

Owner

44 Dean St is owned and occupied by two individuals who bought it in June 2023.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 DEAN ST, BELMONT, MA 02478-3257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Quit Claim Deed, Transfer
Dec 19, 2018	Deed of Trust, Mortgage · ARM WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Jun 28, 2006 · Amount on File
Deed Document Number	202359723
Deed Book / Page	81620 / 138
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jun 6, 2023
Property Address	44 DEAN ST, BELMONT, MA 02478-3257
Document Number	081620-138
Book / Page	81620 / 138
Instrument Date	May 31, 2023
Instrument	59723
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 DEAN ST, BELMONT, MA 02478-3257

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	44 DEAN ST, BELMONT, MA 02478-3257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72032-167
Date	Dec 19, 2018
Book Page	72032/167
Instrument	192852

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 44 Dean St was $19,591.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,591.00	$1,720,000 Land $789,000 Building $931,000	$1,883,850 (+0.38%)
2024			$1,876,630
2023	$16,455.00	$1,464,000 Land $927,000 Building $537,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Dean St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 Dean St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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