Bergen County and Dumont Borough property record for 44 Cypress Rd, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,058 sqft · built 1957 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $497,500 (Feb 2021) |
| Tax Bill | $13,261 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Mar 2020 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00111-0000-00022 |
| Primary APN | 10-00111-0000-00022 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,058 sqft Living Area |
|---|
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Account Number | 513900 |
|---|---|
| Street Address | 44 CYPRESS RD |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X100 |
| Legal Subdivision | GRANT ESTATES |
| Legal Block | 111 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 18, 2020 | Court-Ordered Deed, Foreclosure EXECUTIVE ABSTRACT TITLE AGENCY LLC, EXECUTIVE ABS TITLE AGCY LLC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI BD CAP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on Record |
| Deed Sale | Feb 23, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2020 · Amount on Record |
| Deed Document Number | 202123765 |
| Deed Book / Page | 3971 / 1872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 23, 2021 |
| Property Address | 44 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Document Number | 0039711872 |
| Book / Page | 3971 / 1872 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2021023765 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,151.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 UNIVERSITY PLZ STE 117, 1, HACKENSACK, NJ 07601-6207 |
| Name | Verified Name |
|---|---|
| Address | 44 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Document Number | 2021023766 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021023766 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 18, 2020 |
| Property Address | 44 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Document Number | 0035471890 |
| Book / Page | 003547 / 001890 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 20031468 |
| Transaction Type | Foreclosure |
| Record Updated | May 25, 2020 |
| Title Company | EXECUTIVE ABSTRACT TITLE AGENCY LLC, EXECUTIVE ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 UNIVERSITY PLZ #117 HACKENSACK NJ 076016207, 117, HACKENSACK, NJ 07601-6207 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 44 CYPRESS RD, DUMONT, NJ 07628-1009 |
| Document Number | 0035471904 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | EXECUTIVE ABSTRACT TITLE AGENCY LLC, EXECUTIVE ABS TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 UNIVERSITY PLZ #117 HACKENSACK NJ 076016207, 117, HACKENSACK, NJ 07601-6207 |
| Document Number | 0035471904 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 003547/001904 |
| Instrument | 20031469 |
| Name | BD CAP LLC |
|---|---|
| Address | WARREN, NJ 07059 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate | 5% |
|---|
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,100 (+8.36%) Land $367,500 Building $246,600 | $614,100 (+8.36%) Land $367,500 Building $246,600 | |
| 2025 | $13,261.00 (+7.85%) | $566,700 (+87.34%) Land $335,000 Building $231,700 | $566,700 (+87.34%) Land $335,000 Building $231,700 |
| 2024 | $12,296.00 (+4.68%) | ||
| 2023 | $302,500 Land $190,000 Building $112,500 | $302,500 Land $190,000 Building $112,500 | |
| 2022 | $11,746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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