44 Curve St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 44 Curve St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,359 sqft · built 2014
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$1,189,025 (May 2014)
Tax Bill	$19,254 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Aug 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:1400003900000`

Property Details

APN / Parcel Number

Primary APN	`M:1400003900000`
Alternative APN	`NEED M:140.0 B:0039 L:0000.0`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	1,359 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	1,334 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 CURVE ST
City	NEEDHAM
State	MA
Zip	02492-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	39
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3000
Census Tract	403400

Owner

Source: Norfolk County and Needham Town records · APN M:1400003900000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 CURVE ST, NEEDHAM, MA 02492-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 05, 2019	Deed of Trust, Mortgage · Balloon Mortgage HARBORONE BANK
Jul 01, 2020	Deed of Trust, Mortgage · ARM MORGAN STANLEY CREDIT CORP
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit HARBORONE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2014 · Amount on Record
Deed Sale	May 15, 2014 · Amount on Record
Prior Sale	Sep 10, 2013 · Amount on Record
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	44 CURVE ST, NEEDHAM, MA 02492-1730
Transaction Type	Mortgage
Record Updated	Feb 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001516084
Date	Jan 19, 2023
Instrument	1516084

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	44 CURVE ST, NEEDHAM, MA 02492-1730
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001384873
Date	Aug 23, 2017
Instrument	1384873

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	44 CURVE ST, NEEDHAM, MA 02492-1730
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429138
Date	Sep 05, 2019
Instrument	1429138

Lender

Name	HARBORONE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	44 CURVE ST, NEEDHAM, MA 02492-1730
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001449367
Date	Jul 01, 2020
Instrument	1449367

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 08, 2030
Index	LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	44 CURVE ST, NEEDHAM, MA 02492-1730
Document Number	0000008075
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CURVE ST NEEDHAM MA 024921730, NEEDHAM, MA 02492-1730

Mortgage

Document Number	0000008075
Date	Sep 06, 2018
Instrument	8075

Lender

Name	HARBORONE BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 05, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,254.00 (+3.62%)	$1,816,400 (+27.47%) Land $691,100 Building $1,125,300	$1,929,830 (-3.88%)
2024			$2,007,825
2023	$18,582.00	$1,425,000 Land $504,500 Building $920,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214034003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1982–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2002, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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