Lincoln County and Damariscotta Town property record for 44 Cove Ln, Damariscotta, ME 04543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 520 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Jul 2025) |
| Tax Bill | $2,315 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DAMA M:018 L:006 |
| Primary APN | DAMA M:018 L:006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 520 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Contemporary |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Account Number | 250 |
|---|---|
| Street Address | 44 COVE LN |
| City | DAMARISCOTTA |
| State | ME |
| Zip | 04543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 6 |
| Jurisdiction | DAMARISCOTTA ME |
| Township / Civil Division | DAMARISCOTTA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 975300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
44 Cove Ln is owned by two individuals who bought it in July 2025.
Source: Lincoln County and Damariscotta Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 259 HAZEL AVE, WESTFIELD, NJ 07090-4144 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Deed Document Number | 2025116450 |
| Deed Book / Page | 6244 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAMARISCOTTA ME |
| Recording Date | Jul 23, 2025 |
| Property Address | 44 COVE LN, DAMARISCOTTA, ME 04543 |
| Document Number | 0062440038 |
| Book / Page | 6244 / 38 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 116450 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 259 HAZEL AVE, WESTFIELD, NJ 07090-4144 |
| Document Number | 0000116451 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 116451 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2025 property tax bill for 44 Cove Ln was $2,315, up 13.6% from the year before.
Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Damariscotta Town |
| Secondary School District | Damariscotta (09 - 12) |
| Elementary School District | Great Salt Bay Community School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,315.00 (+13.65%) | $110,100 (-) Land $69,200 Building $40,900 |
| 2024 | $2,037.00 | $110,100 Land $69,200 Building $40,900 |
| 2022 | $1,540.00 | $92,500 Land $58,200 Building $34,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44 Cove Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2001–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Cove Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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