Madison County property record for 44 Cottage Ln, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,774 sqft · built 2023 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,705 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9862-35-9084 |
| Primary APN | 9862-35-9084 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,774 sqft Heated Area |
| 1st Floor Area | 1,387 sqft |
| Basement Area | 1,387 sqft |
| Finished Basement | 1,387 sqft |
| Flooring | Hardwood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 572 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 343 sqft |
| Deck Area | 295 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Other |
|---|---|
| Heating System | Heat Pump |
| Street Address | 44 COTTAGE LN |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | COTTAGES OF WOLF LAUREL LO:1 PL:9-714 |
| Legal Subdivision | MADISON COUNTY |
| Legal Block | 35 |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 7, EBBS CHAPEL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10100 |
44 Cottage Ln, a single family home, is owned by two individuals.
Source: Madison County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10851 S OCEAN DR, 72, JENSEN BEACH, FL 34957-2616 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 44 Cottage Ln was $3,705.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,705.00 | $783,377 Land $43,600 Building $739,777 | $783,377 Land $43,600 Building $739,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Cottage Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| French Broad EMC Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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