44 Concord Dr, Brunswick, MD 21716 Property Records

Frederick County property record for 44 Concord Dr, Brunswick, MD 21716

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,970 sqft · built 1977
Lot Size	0.222 acres (9,656 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jun 2022)
Tax Bill	$4,629 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-474007`

Property Details

APN / Parcel Number

Primary APN	`25-474007`
Alternative APN	`474007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,970 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,656 sqft (0.222 acres)
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	474007
Street Address	44 CONCORD DR
City	BRUNSWICK
State	MD
Zip	21716-1447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 12SEC 2 BL A 9656.2 FT CONCORD DRIVE
Legal Subdivision	BRUNSWICK
Legal Block	A
Legal Lot Number	12
Jurisdiction	FREDERICK MD
Township / Civil Division	25, BRUNSWICK
Census Block Group	4
Census Block	4000
Census Tract	775400

Owner

44 Concord Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 CONCORD DR, BRUNSWICK, MD 21716-1447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2022	Deed, Transfer · FHA Mortgage SHORE UNITED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Sep 23, 2004 · Amount on File
Deed Book / Page	15972 / 157
Transfer Doc	0000004203
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	44 CONCORD DR, BRUNSWICK, MD 21716-1447
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CONCORD DR, BRUNSWICK, MD 21716-1447

Mortgage

Document Number	0167530205
Date	Feb 6, 2024
Book Page	16753/205

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jun 1, 2052

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 9, 2022
Property Address	44 CONCORD DR, BRUNSWICK, MD 21716-1447
Document Number	0159720157
Book / Page	15972 / 157
Map Reference	MB 12 PL 86
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	NOT AVAILABLE, RESULTS TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 CONCORD DR, BRUNSWICK, MD 21716-1447

Mortgage

Document Number	0015972163
Date	Jun 9, 2022
Instrument	15972/163

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 44 Concord Dr was $4,629.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Brunswick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,600	$352,000 Land $102,300 Building $249,700
2025	$4,629.00
2023	$3,676.00	$226,833	$236,800 Land $86,500 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Concord Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Concord Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUNSWICK serves 7,312 people · EPA ID MD0100005
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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