Middletown City property record for 44 Clover St, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,467 sqft · built 1938 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Sep 2009) |
| Tax Bill | $6,464 (2026) |
| Deeds & Mortgages | Jan 2025 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:37 L:0062 |
| Primary APN | MTWN M:37 L:0062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,467 sqft Living Area |
| Gross Area | 2,716 sqft |
| 1st Floor Area | 812 sqft |
| Basement Area | 728 sqft |
| Unfinished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | R04815 |
|---|---|
| Street Address | 44 CLOVER ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPZ |
| Legal Lot Number | 62 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 542000 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 CLOVER ST, MIDDLETOWN, CT 06457-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2009 · Amount on Record |
| Deed Sale | Sep 28, 2009 · Amount on Record |
| Prior Sale | Jul 15, 2005 · Amount on Record |
| Deed Book / Page | 1678 / 3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 44 CLOVER ST, MIDDLETOWN, CT 06457-5219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002114-682 |
|---|---|
| Date | Jan 30, 2025 |
| Book Page | 2114/682 |
| Name | SEASONS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2040 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,464.00 (+4.33%) | $167,410 (-) Land $62,170 Building $105,240 | $343,416 (+193.05%) |
| 2025 | $167,410 (-) Land $62,170 Building $105,240 | $117,187 Land $43,519 Building $73,668 | |
| 2024 | $6,196.00 (+4.52%) | $167,410 (-) Land $62,170 Building $105,240 | |
| 2023 | $5,928.00 (+20.76%) | $167,410 (+40.69%) Land $62,170 Building $105,240 | |
| 2022 | $4,909.00 | $118,990 Land $41,450 Building $77,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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