St. Louis County property record for 44 Clermont Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,765 sqft · built 1931 |
| Lot Size | 0.556 acres (24,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $995,000 (Aug 2021) |
| Tax Bill | $12,475 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18M-21-0202 |
| Primary APN | 18M-21-0202 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,765 sqft Living Area |
| Gross Area | 4,337 sqft |
| 1st Floor Area | 1,565 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 24,219 sqft (0.556 acres) |
| Lot Dimensions | 180 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 361 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 44 CLERMONT LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | CLERMONT ESTATES LOT 44 |
| Legal Subdivision | CLERMONT ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 215400 |
44 Clermont Ln is owned and occupied by two individuals who bought it in August 2021.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 CLERMONT LN, SAINT LOUIS, MO 63124-1351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit GREAT SOUTHERN BANK |
| Aug 26, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Prior Sale | May 18, 2016 · Amount on File |
| Deed Document Number | 2021445 |
| Deed Book / Page | 25074 / 3239 |
| Prior Transfer Date | Jul 20, 2016 |
| Prior Transfer Doc | 0221160945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 44 CLERMONT LN, SAINT LOUIS, MO 63124-1351 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 44 CLERMONT LN, SAINT LOUIS, MO 63124-1351 |
| Document Number | 2025111000059 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025111000059 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 26, 2021 |
| Property Address | 44 CLERMONT LN, SAINT LOUIS, MO 63124-1351 |
| Document Number | 0250743239 |
| Book / Page | 25074 / 3239 |
| Map Reference | MB 29 PG 16 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021082600445 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 S HANLEY RD APT 66, 750, SAINT LOUIS, MO 63105-2696 |
| Name | Verified Name |
|---|---|
| Address | 44 CLERMONT LN, SAINT LOUIS, MO 63124-1351 |
| Document Number | 2021082600446 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021082600446 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.21% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.21% |
| Index | 1-Year LIBOR |
| Max Rate | 8.21% |
The 2025 property tax bill for 44 Clermont Ln was $12,475, up 2.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,110 (-) Land $125,610 Building $66,500 | $1,011,100 (-) Land $661,100 Building $350,000 | |
| 2025 | $12,475.00 (+2.92%) | $192,110 Land $125,610 Building $66,500 | $1,011,100 Land $661,100 Building $350,000 |
| 2024 | $12,121.00 (+0.19%) | ||
| 2023 | $12,098.00 | $179,610 Land $93,520 Building $86,090 | $945,300 Land $492,200 Building $453,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 44 Clermont Ln in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 107 (1978–2022) |
| Claims Outside the SFHA | 30 of 107 |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Clermont Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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