1. Home
  2. North Carolina
  3. Henderson County
  4. Mills River
  5. Clement Dr

44 Clement Dr, Mills River, NC 28759 Property Records

Henderson County property record for 44 Clement Dr, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,405 sqft · built 1962
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Tax Bill$1,599 (2025)
Deeds & MortgagesJun 2023 Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN9631830972

Property Details

APN / Parcel Number

Primary APN9631830972
Alternative APNs
  • 0801461
  • 801461

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,405 sqft Heated Area
1st Floor Area1,405 sqft
Basement Area1,405 sqft
Unfinished Basement1,405 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)

Exterior Amenities

Pool Area1,150 sqft
PorchSlab
Porch Area347 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number801461
Street Address44 CLEMENT DR
CityMILLS RIVER
StateNC
Zip28759-8736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code801461~MR-
Legal Description44 CLEMENT DRIVE
Legal Block83
Legal Lot Number972
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group2
Census Block2025
Census Tract930702

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address44 CLEMENT DR, MILLS RIVER, NC 28759-8736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address44 CLEMENT DR, MILLS RIVER, NC 28759-8736
Transaction TypeMortgage
Record UpdatedOct 19, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040550061
DateJun 13, 2023
Book Page4055/61
Instrument1000999299
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address44 CLEMENT DR, MILLS RIVER, NC 28759-8736
Transaction TypeMortgage
Record UpdatedJun 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038820343
DateMar 14, 2022
Book Page3882/343
Instrument975518
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$371,200 (-) Land $62,400 Building $308,800
2025$1,599.00
2023$371,200 Land $62,400 Building $308,800$371,200 Land $62,400 Building $308,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2009–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Riverwave Broadband.

Nearby Properties on Clement Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures