44 Clark St, Henderson, KY 42420 Property Records

Henderson County property record for 44 Clark St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1924
Lot Size	0.088 acres (3,825 sqft)
Owner	Company Name on File
Last Sale	$35,000 (Apr 2017)
Tax Bill	$426 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-17-3-47`

Property Details

APN / Parcel Number

Primary APN	`2-17-3-47`
Alternative APN	`49708`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Finished Area
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,825 sqft (0.088 acres)
Lot Dimensions	85 ft deep x 45 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	160 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49708
Street Address	44 CLARK ST
City	HENDERSON
State	KY
Zip	42420-3282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1029
Census Tract	20200

Owner

44 Clark St is owned by a company that bought it in April 2017.

Source: Henderson County records, as of March 12, 2026

Owner of Record	Company Name on File
Mailing Address	5794 STATE ROUTE 351 E, HENDERSON, KY 42420-9477
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Dec 2, 2021	Warranty Deed, Transfer
Apr 7, 2017	Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2017 · Amount on File
Deed Sale	Apr 7, 2017 · Amount on File
Prior Sale	Nov 2, 2006 · Amount on File
Deed Document Number	20174016
Deed Book / Page	623 / 469
Prior Transfer Date	Mar 12, 2009
Prior Transfer Doc	567/936
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	44 CLARK ST, HENDERSON, KY 42420-3282
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5794 STATE ROUTE 351 E, HENDERSON, KY 42420-9477

Mortgage

Document Number	MT1389/732
Date	May 2, 2022
Book Page	MT 1389/732
Instrument	2022004344

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 5, 2037

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 2, 2021
Property Address	44 CLARK ST, HENDERSON, KY 42420-3282
Document Number	RE0655/816
Book / Page	RE 0655 / 816
Instrument Date	Dec 1, 2021
Instrument	2021013937
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5794 STATE ROUTE 351 E, 5794, HENDERSON, KY 42420-9477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5794 STATE ROUTE 351 E, HENDERSON, KY 42420-9477

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 7, 2017
Property Address	44 CLARK ST, HENDERSON, KY 42420-3282
Document Number	RE0623/469
Book / Page	RE 0623 / 469
Instrument Date	Mar 29, 2017
Instrument	2017004016
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6790 DELHI AVE, 6790, CINCINNATI, OH 45238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5800 STATE ROUTE 351 E, HENDERSON, KY 42420-9478

Mortgage

Document Number	2017004017
Date	Apr 7, 2017
Instrument	2017004017

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Mar 30, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 44 Clark St was $426.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00	$38,500	$38,500
2023	$430.00 (+0.94%)	$38,500 (+5.48%)	$38,500 (+5.48%)
2022	$426.00	$36,500	$36,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Clark St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Watch TV.

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