44 Circle Dr, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 44 Circle Dr, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,980 sqft · built 1960
Lot Size	0.726 acres (31,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Nov 1999)
Tax Bill	$11,527 (2024)
Deeds & Mortgages	Dec 2021 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`334089 28-4-1`

Property Details

APN / Parcel Number

Primary APN	`334089 28-4-1`
Alternative APNs	`408902800000040010000000` `28-4-1`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,320 sqft
Upper Floors Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	31,637 sqft (0.726 acres)
Lot Dimensions	160 ft deep x 216 ft wide
View / Lot	Suburban
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	28-4-1
Street Address	44 CIRCLE DR
City	MONROE
State	NY
Zip	10950-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1.0AC
Legal Description	LT12 JAMES E LUDLAM TRACT
Legal Subdivision	JAMES E LUDLAM
Legal Block	4
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2005
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 CIRCLE DR, MONROE, NY 10950-3641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SE FCU
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 1999 · Amount on Record
Deed Sale	Nov 4, 1999 · Amount on Record
Deed Book / Page	5178 / 87
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	44 CIRCLE DR, MONROE, NY 10950-3641
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085904
Date	Dec 23, 2021
Book Page	15119/1
Instrument	20210085904

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	44 CIRCLE DR, MONROE, NY 10950-3641
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065420
Date	Sep 27, 2021
Book Page	15060/132
Instrument	20210065420

Lender

Name	SE FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	44 CIRCLE DR, MONROE, NY 10950-3641
Document Number	0000037236
Book / Page	014236 / 001468
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CIRCLE DR MONROE NY 109503641, MONROE, NY 10950-3641

Mortgage

Document Number	0000037236
Date	May 25, 2017
Book Page	014236/001468
Instrument	37236

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,200 (-) Land $18,300 Building $39,900	$538,400 (+13.42%)
2024	$11,527.00
2023		$58,200 Land $18,300 Building $39,900	$474,700 Land $149,261 Building $325,439

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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